1 Croaker Cir, Williamsburg, VA 23188 Property Records

James City County property record for 1 Croaker Cir, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,190 sqft · built 1999
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (May 2026)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-2 02-0-0035`

Property Details

APN / Parcel Number

Primary APN	`14-2 02-0-0035`
Alternative APN	`15366`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	127,195 sqft (2.92 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	490 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	15366
Street Address	1 CROAKER CIR
City	WILLIAMSBURG
State	VA
Zip	23188-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL R
Legal Description	L-35 S-1 WOODLAND FARMS
Legal Subdivision	WOODLAND FARMS
Legal Lot Number	35
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2001
Census Tract	80404

Owner

1 Croaker Cir is owned and occupied by two individuals who bought it in May 2026.

Source: James City County records, as of June 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CROAKER CIR, WILLIAMSBURG, VA 23188-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
May 5, 2026	Deed, Transfer · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	20265333
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	1 CROAKER CIR, WILLIAMSBURG, VA 23188-1201
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202305293
Date	Jun 1, 2023
Instrument	202305293

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	143 Months
Due	May 26, 2035

Interest

Rate Type	Adjustable Rate

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 5, 2026
Property Address	1 CROAKER CIR, WILLIAMSBURG, VA 23188-1201
Document Number	0000005333
Instrument Date	Apr 22, 2026
Instrument	2026.5333
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,710.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 CROAKER CIR, WILLIAMSBURG, VA 23188-1201

Mortgage

Document Number	0000005334,
Date	May 5, 2026
Instrument	2026.5334

Lender

Name	CAPTIAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1 Croaker Cir was $3,914, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,914.00 (+6.42%)	$471,600 Land $140,300 Building $331,300	$471,600 Land $140,300 Building $331,300
2024	$3,678.00 (+5.96%)
2023	$3,471.00	$418,300 Land $134,100 Building $284,200	$418,300 Land $134,100 Building $284,200
2022	$3,471.00
2019	$3,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Croaker Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Croaker Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Croaker Cir

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