Cumberland Town property record for 1 Cray St, Cumberland, RI 02864
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 1,768 sqft · built 1910 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,000 (Nov 2025) |
| Tax Bill | $5,674 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0029-64 |
| Primary APN | 1-0029-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 3,592 sqft |
| 1st Floor Area | 884 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0029-64 |
|---|---|
| Street Address | 1 CRAY ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5306 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 40 |
| Legal Block | 108 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Berkeley Mill Village listed 1972 · NRIS 72000036 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 CRAY ST, CUMBERLAND, RI 02864-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage CMG HOME LOANS |
| Nov 3, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Mar 17, 2025 · Amount on Record |
| Deed Book / Page | 2016 / 19 |
| Prior Transfer Date | Oct 28, 2025 |
| Prior Transfer Doc | 002014-792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 18, 2025 |
| Property Address | 1 CRAY ST, CUMBERLAND, RI 02864-5306 |
| Document Number | 0002016-19 |
| Book / Page | 2016 / 19 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 152208 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 CRAY ST, CUMBERLAND, RI 02864-5306 |
| Document Number | 0000152209 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 152209 |
| Name | CMG HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 3, 2025 |
| Property Address | 1 CRAY ST, CUMBERLAND, RI 02864-5306 |
| Document Number | 002014-792 |
| Book / Page | 2014 / 792 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 151936 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,674.00 (+39.03%) | $566,800 (+70.41%) Land $166,100 Building $400,700 | $619,144 |
| 2025 | $4,081.00 (+9.29%) | $332,600 (+3.52%) Land $113,400 Building $219,200 | |
| 2023 | $3,734.00 (+35.39%) | $321,300 (+74.62%) Land $102,100 Building $219,200 | |
| 2022 | $2,758.00 | $184,000 Land $67,500 Building $116,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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