1 Cowl Ct, Middle River, MD 21220 Property Records

Baltimore County property record for 1 Cowl Ct, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details1 ba · 897 sqft · built 1942
Lot Size0.134 acres (5,841 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2022)
Tax Bill$1,094 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2019 Mortgage
+ 1 more
APN15-1518000520

Property Details

APN / Parcel Number

Primary APN15-1518000520
Alternative APN
  • 1518000520

Interior

Full Baths1 Bath
Stories1 Story
Building Area897 sqft Total Area
1st Floor Area897 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,841 sqft (0.134 acres)
Lot Width56 ft Width
PorchPorch
Porch Area137 sqft
Patio Area137 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1518000520
Street Address1 COWL CT
CityMIDDLE RIVER
StateMD
Zip21220-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVICTORY VILLA
Legal Section1
Legal SubdivisionVICTORY VILLA
Legal Lot Number17
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2001
Census Tract451300

Owner

1 Cowl Ct is owned and occupied by an individual who bought it in August 2022.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Mailing Address1 COWL CT, MIDDLE RIVER, MD 21220-3517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jun 4, 2019Deed of Trust, Mortgage
SPROUT MTG
Feb 5, 2019Grant Deed, Transfer
RBK ASSET HOLDINGS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2022 · Amount on File
Deed SaleAug 9, 2022 · Amount on File
Prior SaleFeb 5, 2019 · Amount on File
Deed Document Number0000472448
Deed Book / Page47244 / 8
Record UpdatedJun 7, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateAug 9, 2022
Property Address1 COWL CT, MIDDLE RIVER, MD 21220-3517
Document Number0472440008
Book / Page47244 / 8
Map ReferenceMB 22 PG 97-116
Instrument DateJul 25, 2022
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1 COWL CT, MIDDLE RIVER, MD 21220-3517

Mortgage

Document Number0047244013
DateAug 9, 2022
Instrument47244-013
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1 COWL CT, BALTIMORE, MD 21220-3517
Document Number0415240057
Instrument DateJun 4, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 COWL CT MIDDLE RIVER MD 212203517, MIDDLE RIVER, MD 21220-3517

Mortgage

Document Number0415240057
DateJun 14, 2019
Book Page041524/000057
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
AmountAmount on Record
Term360 Months
DueJun 13, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateFeb 5, 2019
Property Address1 COWL CT, BALTIMORE, MD 21220-3517
Document Number0411160263
Book / Page041116 / 000263
Instrument DateJan 18, 2019
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$97.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13916 CHADSWORTH TER LAUREL MD 207079440, LAUREL, MD 20707-9440

Mortgage

Document Number411160268
DateFeb 5, 2019
Book Page041116/000268
Lender
NameRBK ASSET HOLDINGS LLC
Address4140 OLD TOWN RD, HUNTINGTOWN, MD 20639-9661
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,094.00$131,000 Land $53,800 Building $77,200$131,000 Land $53,800 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Cowl Ct; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Cowl Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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