1 Cove Ln, Sherman, CT 06784 Property Records

Sherman Town property record for 1 Cove Ln, Sherman, CT 06784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,561 sqft · built 1974
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Dec 2022)
Tax Bill	$6,640 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHMN M:74 B:30`

Property Details

APN / Parcel Number

Primary APN	`SHMN M:74 B:30`
Alternative APNs	`00219400` `2451`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,561 sqft Living Area
1st Floor Area	750 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2451
Street Address	1 COVE LN
City	SHERMAN
State	CT
Zip	06784-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	30
Jurisdiction	SHERMAN CT
Township / Civil Division	SHERMAN
Census Block Group	2
Census Block	2011
Census Tract	257100

Owner

1 Cove Ln is owned and occupied by two individuals who bought it in December 2022.

Source: Sherman Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 COVE LN, SHERMAN, CT 06784-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · ARM NEWTOWN SAVINGS BANK
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FORTE FINANCIAL LLC
Dec 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NEWTOWN SAVINGS BANK
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Dec 8, 1998 · Amount on File
Deed Book / Page	179 / 274
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERMAN CT
Property Address	1 COVE LN, SHERMAN, CT 06784-1641
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180-957
Date	Nov 21, 2023
Book Page	180/957

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Dec 1, 2028
Index	Other

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERMAN CT
Property Address	1 COVE LN, SHERMAN, CT 06784-1641
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000179-619
Date	Feb 15, 2023
Book Page	179/619

Lender

Name	FORTE FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERMAN CT
Recording Date	Dec 20, 2022
Property Address	1 COVE LN, SHERMAN, CT 06784-1641
Document Number	000179-274
Book / Page	179 / 274
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 COLONIAL RD, NEW FAIRFIELD, CT 06812-5023

Mortgage

Document Number	0000179277
Date	Dec 20, 2022
Instrument	179/277

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.75%
Index	Other

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERMAN CT
Property Address	1 COVE LN, SHERMAN, CT 06784-1641
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	175-1068
Date	Oct 15, 2021
Book Page	175/1068

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1 Cove Ln was $6,640.

Source: Sherman Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sherman Town
Elementary School District	Sherman School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,640.00	$398,300 (-) Land $262,500 Building $135,800	$278,810 Land $183,750 Building $95,060
2024	$6,640.00 (+1.9%)	$398,300 (-) Land $262,500 Building $135,800
2023	$6,516.00 (-10.01%)	$398,300 (-) Land $262,500 Building $135,800
2022	$7,241.00	$398,300 Land $262,500 Building $135,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Cove Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Cove Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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