St. Charles County property record for 1 Cotillion Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,990 sqft · built 1992 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Dec 2017) |
| Tax Bill | $4,393 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000495 |
| Primary APN | A922000495 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,990 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A922000495 |
|---|---|
| Old Parcel Number | A922000495 |
| Street Address | 1 COTILLION CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG D WATSON PARISH LOT 80D |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG D WATSON PARISH |
| Legal Lot Number | 80D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A922000495
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Oct 02, 2020 | Deed of Trust, Mortgage FLAT BR MTG |
| Dec 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 02, 2017 | Grant Deed, Transfer · Line of Credit BANK OF OLD MONROE |
| Feb 28, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Prior Sale | Aug 02, 2017 |
| Deed Document Number | 0006854120 |
| Deed Book / Page | 6854 / 120 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Document Number | 0000042310 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023R-042310 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072070094 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 7207/0094 |
| Instrument | 20191230000748790 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Document Number | 0000075984 |
| Instrument Date | Oct 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 COTILLION CT O FALLON MO 633688131, O FALLON, MO 63368-8131 |
| Document Number | 0000075984 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 75984 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 07, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2017 |
| Property Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Document Number | 0068540120 |
| Book / Page | 6854 / 0120 |
| Map Reference | MB 30 PG 308&309 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 20171218000777370 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 W OUTER HIGHWAY 79, 99, OLD MONROE, MO 63369-2426 |
| Name | Verified Name |
|---|---|
| Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Document Number | 20171218000777380 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 20171218000777380 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 02, 2017 |
| Property Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Document Number | 0067850218 |
| Book / Page | 006785 / 000218 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 481990 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 97 W OUTER HIGHWAY 79 OLD MONROE MO 633692426, OLD MONROE, MO 63369-2426 |
| Document Number | 67850220 |
|---|---|
| Date | Aug 02, 2017 |
| Book Page | 006785/000220 |
| Instrument | 482000 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2017 |
| Property Address | 1 COTILLION CT, O FALLON, MO 63368-8131 |
| Document Number | 0067042203 |
| Book / Page | 006704 / 002203 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 122080 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4849 GREENVILLE AVE #800 DALLAS TX 752064130, 800, DALLAS, TX 75206-4130 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,393.00 | $68,451 (+14.31%) | $360,266 (+14.31%) |
| 2023 | $59,882 | ||
| 2022 | $315,169 Land $45,000 Building $270,169 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 466 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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