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1 Cone St, Westerly, RI 02891 Property Records

Westerly Town property record for 1 Cone St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,512 sqft · built 1992
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$324,000 (Dec 2019)
Tax Bill$2,984 (2025)
Deeds & MortgagesNov 2021 Refinance
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:98 B:53

Property Details

APN / Parcel Number

Primary APNWEST M:98 B:53
Alternative APNs
  • M:098 B:53 L
  • 12117215

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area2,592 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number12117215
Street Address1 CONE ST
CityWESTERLY
StateRI
Zip02891-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block53
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2019
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:98 B:53

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1 CONE ST, WESTERLY, RI 02891-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EVOLVE BANK & TRUST
Dec 23, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Deed Document Number20195558
Deed Book / Page2019 / 22227
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address1 CONE ST, WESTERLY, RI 02891-3405
Transaction TypeMortgage
Record UpdatedDec 02, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-29066
DateNov 18, 2021
Book Page2021/29066
Instrument2021-6436
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateDec 23, 2019
Property Address1 CONE ST, WESTERLY, RI 02891-3405
Document Number2019-2227
Book / Page002019 / 022227
Instrument DateDec 23, 2019
Instrument5558
Transaction TypeTransfer
Record UpdatedNov 09, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$324.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 CONE ST WESTERLY RI 028913405, WESTERLY, RI 02891-3405

Mortgage

Document Number2019-2229
DateDec 23, 2019
Book Page002019/022229
Instrument5559
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,984.00 (-7.9%)$383,600 (+20.29%) Land $146,100 Building $237,500
2023$3,240.00 (+0.59%)$318,900 (-) Land $104,300 Building $214,600
2022$3,221.00$318,900 Land $104,300 Building $214,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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