1 Concord Rd, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 1 Concord Rd, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,083 sqft · built 1988
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$921,000 (Oct 2020)
Tax Bill	$10,914 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:20 B:000 L:104`

Property Details

APN / Parcel Number

Primary APN	`STON M:20 B:000 L:104`
Alternative APN	`4538`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,083 sqft Living Area
Gross Area	5,187 sqft
Basement Area	1,316 sqft
Unfinished Basement	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,443 sqft (0.263 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4538
Street Address	1 CONCORD RD
City	STONEHAM
State	MA
Zip	02180-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	104
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1008
Census Tract	337202

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CONCORD RD, STONEHAM, MA 02180-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit METRO CU
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK
Oct 5, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Feb 11, 2010 · Amount on Record
Deed Document Number	2020179567
Deed Book / Page	75811 / 123
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	75811-123
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	1 CONCORD RD, STONEHAM, MA 02180-2155
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084925-402
Date	Nov 25, 2025
Book Page	84925/402
Instrument	144842

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	1 CONCORD RD, STONEHAM, MA 02180-2155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74840-263
Date	Jun 8, 2020
Book Page	74840/263
Instrument	88167

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Oct 5, 2020
Property Address	1 CONCORD RD, STONEHAM, MA 02180-2155
Document Number	75811-123
Book / Page	75811 / 123
Instrument Date	Oct 2, 2020
Instrument	179567
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CONCORD RD, STONEHAM, MA 02180-2155

Mortgage

Document Number	179568
Date	Oct 5, 2020
Instrument	179568

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,914.00 (+3.47%)	$1,084,900 (+5.22%) Land $420,300 Building $664,600	$1,130,880 (-)
2025	$10,548.00 (+4.22%)	$1,031,100 (+7.89%) Land $400,300 Building $630,800	$1,130,880 (+5.46%)
2024	$10,121.00 (-0.38%)	$955,700 (+4.41%) Land $370,300 Building $585,400	$1,072,360
2023	$10,160.00	$915,300 Land $340,300 Building $575,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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