1 Commanders Ct, Totowa, NJ 07512 Property Records

Passaic County and Totowa Borough property record for 1 Commanders Ct, Totowa, NJ 07512

Property Summary

Property TypeSingle Family Home
Details4,024 sqft · built 2004
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$756,000 (Apr 2013)
Tax Bill$23,765 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN12-00009-09-00053

Property Details

APN / Parcel Number

Primary APN12-00009-09-00053
Alternative APN
  • 1200009000900053

Interior

Building Area4,024 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address1 COMMANDERS CT
CityTOTOWA
StateNJ
Zip07512-2197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9.9
Legal Lot Number53
JurisdictionPASSAIC NJ
Township / Civil DivisionTOTOWA
Census Block Group6
Census Block6008
Census Tract223802

Owner

Source: Passaic County and Totowa Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 COMMANDERS CT, TOTOWA, NJ 07512-2197
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
LUMINATE BANK
Sep 17, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2013 · Amount on Record
Deed SaleApr 15, 2013 · Amount on Record
Prior SaleNov 4, 2004 · Amount on Record
Deed Document Number201320825
Deed Book / Page2304 / 114
Last Transfer DateAug 29, 2025
Transfer Doc0000030439
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASSAIC NJ
Recording DateSep 10, 2025
Property Address1 COMMANDERS CT, TOTOWA, NJ 07512-2197
Document Number0000030439
Book / PageD4965 / 290
Instrument DateAug 29, 2025
Instrument2025030439
Transaction TypeTransfer
Record UpdatedOct 3, 2025
Title CompanyHOMETOWN ONE TITLE AGENCY LLC, HOMETOWN TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1 COMMANDERS CT, TOTOWA, NJ 07512-2197

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 COMMANDERS CT, TOTOWA, NJ 07512-2197

Mortgage

Document Number0000030440
DateSep 10, 2025
Instrument2025030440
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address1 COMMANDERS CT, TOTOWA, NJ 07512-2197
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042242
DateSep 17, 2018
Book PageM15199/0248
Instrument2018042242
Lender
NameVALLEY NATIONAL BANK
TypeBank
AddressMAPLEWOOD, NJ 07040
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Passaic County and Totowa Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityTotowa Borough
Secondary School DistrictPassaic Valley Regional School District (09 - 12)
Elementary School DistrictTotowa Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$810,000 (-) Land $193,900 Building $616,100$810,000 (-) Land $193,900 Building $616,100
2025$23,765.00 (+8.22%)$810,000 (-) Land $193,900 Building $616,100$810,000 (-) Land $193,900 Building $616,100
2024$21,959.00 (+4.55%)$810,000 (-) Land $193,900 Building $616,100$810,000 (-) Land $193,900 Building $616,100
2023$21,003.00 (+6.36%)$810,000 Land $193,900 Building $616,100$810,000 Land $193,900 Building $616,100
2022$19,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimMay 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOTOWA W DEPT
serves 10,804 people · EPA ID NJ1612001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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