1 Commander Rd, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 1 Commander Rd, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1970
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jan 2020)
Tax Bill	$4,376 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
APN	`05-00499-06-00010`

Property Details

APN / Parcel Number

Primary APN	`05-00499-06-00010`
Alternative APN	`0500499000600010`

Interior

Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	1 COMMANDER RD
City	CAPE MAY
State	NJ
Zip	08204-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OB499-EL10
Legal Subdivision	BAYSHORE WEST SEC 07-A
Legal Block	499.6
Legal Lot Number	10
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1029
Census Tract	21805

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 COMMANDER RD, CAPE MAY, NJ 08204-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	202020001318
Deed Book / Page	3896 / 257
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 14, 2020
Property Address	1 COMMANDER RD, CAPE MAY, NJ 08204-3503
Document Number	0038960257
Book / Page	003896 / 000257
Instrument Date	Jan 9, 2020
Instrument	1318
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	776 ALLEN DR NORTH WILDWOOD NJ 082606037, NORTH WILDWOOD, NJ 08260-6037

Mortgage

Document Number	61460129
Date	Jan 14, 2020
Book Page	006146/000129
Instrument	1319

Lender

Name	NATIONS MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,800 (-) Land $105,000 Building $110,800	$215,800 (-) Land $105,000 Building $110,800
2025		$215,800 (-) Land $105,000 Building $110,800	$215,800 (-) Land $105,000 Building $110,800
2024	$4,376.00 (+4.64%)
2023		$215,800 Land $105,000 Building $110,800	$215,800 Land $105,000 Building $110,800
2022	$4,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20