1 Columbia St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1 Columbia St, Schenectady, NY 12308

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,096 sqft · built 1915
Lot Size	0.062 acres (2,720 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2019)
Tax Bill	$4,913 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.27-2-1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.27-2-1`
Alternative APN	`150004902700020010000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,096 sqft Total Area
1st Floor Area	1,048 sqft
2nd Floor Area	1,048 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,720 sqft (0.062 acres)
Lot Dimensions	85 ft deep x 32 ft wide
Porch	Slab
Porch Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 COLUMBIA ST
City	SCHENECTADY
State	NY
Zip	12308-3300
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	PT OF 2 WOOD
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2007
Census Tract	20800

Owner

1 Columbia St, a triplex, is owned by two individuals who bought it in October 2019.

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 BALL AVE, YONKERS, NY 10701-5063
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Oct 15, 2010 · Amount on File
Deed Document Number	201947928
Deed Book / Page	2022 / 539
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0000045151
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 22, 2019
Property Address	1 COLUMBIA ST, SCHENECTADY, NY 12308-3300
Document Number	0000047928
Book / Page	2022 / 539
Map Reference	MB 1828 PG 691
Instrument Date	Sep 20, 2019
Instrument	201947928
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1616 W GERMANN RD # RD3071, 1616, CHANDLER, AZ 85286-6998

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	54 BALL AVE, YONKERS, NY 10701-5063

Mortgage

Document Number	0000047929
Date	Oct 22, 2019
Book Page	4947/700
Instrument	201947929

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,600 Land $12,700 Building $71,900	$140,089 Land $21,030 Building $119,059
2023	$4,913.00	$84,600 (-) Land $12,700 Building $71,900	$107,089 (+3.8%) Land $16,076 Building $91,013
2022		$84,600 Land $12,700 Building $71,900	$103,171 Land $15,488 Building $87,683
2021	$4,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Columbia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1 Columbia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880