Essex County and Lynnfield Town property record for 1 Colonial Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,082 sqft · built 1930 |
| Lot Size | 0.547 acres (23,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Jun 2025) |
| Tax Bill | $12,825 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0041 B:0000 L:0625 |
| Primary APN | LYNF M:0041 B:0000 L:0625 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,082 sqft Living Area |
| Gross Area | 6,048 sqft |
| Basement Area | 1,358 sqft |
| Unfinished Basement | 1,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,832 sqft (0.547 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 1 COLONIAL RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 625 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 209100 |
1 Colonial Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Oct 28, 2024 | Deed of Trust, Mortgage · Line of Credit BANKESB |
| Jun 26, 2025 | Quit Claim Deed, Transfer |
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Dec 1, 2017 | Quit Claim Deed, Transfer LEND USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Dec 1, 2017 · Amount on File |
| Deed Book / Page | 42796 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043305-241 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 43305/241 |
| Instrument | 20260331002650 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 1, 2033 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042399-130 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 42399/130 |
| Instrument | 20241028002980 |
| Name | BANKESB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jun 26, 2025 |
| Property Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Document Number | 0042796-26 |
| Book / Page | 42796 / 26 |
| Instrument Date | Jun 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38703-83 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 38703/83 |
| Instrument | 20200713001100 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Dec 1, 2017 |
| Property Address | 1 COLONIAL RD, LYNNFIELD, MA 01940-1913 |
| Document Number | 36376-204 |
| Book / Page | 036376 / 000204 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 1712014530 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 COLONIAL RD LYNNFIELD MA 019401913, LYNNFIELD, MA 01940-1913 |
| Document Number | 36376-207 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 036376/000207 |
| Instrument | 1712014540 |
| Name | LEND USA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2047 |
The 2026 property tax bill for 1 Colonial Rd was $12,825, up 9.5% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,825.00 (+9.48%) | $1,119,100 (+0.88%) Land $607,800 Building $511,300 | $1,445,414 (+2.18%) |
| 2025 | $11,714.00 (+13.53%) | $1,109,300 (+13%) Land $602,500 Building $506,800 | $1,414,550 |
| 2024 | $10,318.00 (+1.25%) | $981,700 (+8.85%) Land $533,200 Building $448,500 | |
| 2023 | $10,191.00 | $901,900 Land $505,900 Building $396,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Colonial Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Colonial Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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