1 Colonial Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 1 Colonial Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,750 sqft · built 1977
Lot Size	0.223 acres (9,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Feb 2004)
Tax Bill	$11,492 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`210-651-004-9`

Property Details

APN / Parcel Number

Primary APN	`210-651-004-9`
Alternative APN	`210-651-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,750 sqft Living Area
1st Floor Area	1,582 sqft
2nd Floor Area	1,168 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Lot Area	9,720 sqft (0.223 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1 COLONIAL CT
City	SAN RAMON
State	CA
Zip	94583-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04196 L0004 B EX MR
Legal Subdivision	SUBDIVISION 4196
Legal Tract	04196
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	345103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 COLONIAL CT, SAN RAMON, CA 94583-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2004 · Amount on Record
Deed Sale	Feb 27, 2004 · Amount on Record
Prior Sale	Oct 27, 1999 · Amount on Record
Deed Document Number	200464385
Prior Transfer Date	Jul 4, 2002
Prior Transfer Doc	0000242915
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1 COLONIAL CT, SAN RAMON, CA 94583-3612
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234999
Date	Dec 14, 2017
Instrument	2017-234999

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1 COLONIAL CT, SAN RAMON, CA 94583-3612
Document Number	0000064018
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 COLONIAL CT SAN RAMON CA 945833612, SAN RAMON, CA 94583-3612

Mortgage

Document Number	0000064018
Date	Apr 25, 2018
Instrument	64018

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,009,978 (+2%) Land $583,708 Building $426,270
2025	$11,492.00 (+3.67%) Homeowner's exemption	$990,175 (+4.04%) Land $572,263 Building $417,912
2023	$11,085.00 (+0.75%) Homeowner's exemption	$951,728 Land $550,043 Building $401,685
2022	$11,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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