1 Cold Spring Dr, Grafton, MA 01519 Property Records

Worcester County and Grafton Town property record for 1 Cold Spring Dr, Grafton, MA 01519

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1965
Lot Size	0.803 acres (35,000 sqft)
Owner	Individual Name on Record
Last Sale	$107,225 (Aug 2026)
Tax Bill	$5,848 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1100820000000080`

Property Details

APN / Parcel Number

Primary APN	`1100820000000080`
Alternative APN	`GRAF M:0082 B:0000 L:0008.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	462 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,000 sqft (0.803 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1100820000000080
Street Address	1 COLD SPRING DR
City	GRAFTON
State	MA
Zip	01519-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	8.0
Jurisdiction	GRAFTON MA
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1002
Census Tract	738201

Owner

Source: Worcester County and Grafton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 COLD SPRING DR, GRAFTON, MA 01519-1027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROSS MORTGAGE
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	202675933
Deed Book / Page	74105 / 308
Prior Transfer Date	Aug 26, 2026
Prior Transfer Doc	0000075933
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAFTON MA
Recording Date	Aug 31, 2026
Property Address	1 COLD SPRING DR, GRAFTON, MA 01519-1027
Document Number	0000075933
Book / Page	74105 / 308
Instrument Date	Aug 26, 2026
Instrument	202675933
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COLD SPRING DR, GRAFTON, MA 01519-1027

Mortgage

Date	Aug 31, 2026

Lender

Name	ROSS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	1 COLD SPRING DR, GRAFTON, MA 01519-1027
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064749-275
Date	Mar 23, 2021
Book Page	64749/275
Instrument	39896

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Grafton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Grafton Town
Unified School District	Grafton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,848.00 (+3.12%)	$427,200 (+5.01%) Land $200,000 Building $227,200	$438,633 (-2.9%)
2025	$5,671.00 (+3.88%)	$406,800 (+17.06%) Land $188,700 Building $218,100	$451,725 (+3.3%)
2024			$437,285
2023	$5,459.00	$347,500 Land $179,800 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1982–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAFTON WATER DISTRICT serves 10,925 people · EPA ID MA2110000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	8 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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