1 Clover Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 1 Clover Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,612 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$419,000 (Jul 2023)
Tax Bill	$6,229 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R60002900009510000`

Property Details

APN / Parcel Number

Primary APN	`R60002900009510000`
Alternative APN	`12901427`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 CLOVER DR
City	BLUFFTON
State	SC
Zip	29909-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 428 GARDEN WALK BLK 82 PB112 P15-17 PB113 P63-65 LOT LINE REV PB118 P188-190
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	82
Legal Lot Number	428
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3011
Census Tract	2110

Owner

Source: Beaufort County assessment roll, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed, Transfer
Jun 22, 2023	Deed of Distribution, Transfer
Jun 7, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jan 16, 2008 · Amount on Record
Deed Document Number	202332766
Deed Book / Page	4257 / 1525
Last Transfer Date	Apr 29, 2024
Transfer Doc	0000018586
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 11, 2023
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Document Number	0000032766
Book / Page	4257 / 1525
Map Reference	MB 118 PG 188
Instrument Date	Jun 21, 2023
Instrument	2023032766
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Tax	$1,089.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 CLOVER DR, BLUFFTON, SC 29909-7131

June 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BEAUFORT SC
Recording Date	Jun 22, 2023
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Document Number	0000029619
Book / Page	4252 / 2117
Map Reference	MB 118 PG 188
Instrument Date	Jun 21, 2023
Instrument	2023029619
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033296
Date	Jun 7, 2022
Book Page	4153/911
Instrument	2022033296

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028834
Date	Apr 22, 2021
Book Page	4001/1566
Instrument	2021028834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010688
Date	Feb 28, 2018
Book Page	3647/2154
Instrument	2018010688

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052559
Date	Oct 1, 2019
Book Page	3798/0875
Instrument	2019052559

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CLOVER DR, BLUFFTON, SC 29909-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035879
Date	Jul 7, 2020
Book Page	3881/3072
Instrument	2020035879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,229.00 (+52.6%)	$25,140 (+5%)
2024	$4,082.00 (+180.55%)	$16,760 (+1.97%) Land $2,700 Building $14,060	$419,000 (-) Land $67,500 Building $351,500
2023	$1,455.00 (+8.58%)	$16,436 (+55.94%) Land $2,700 Building $13,736	$419,000 (+59.01%) Land $67,500 Building $351,500
2022	$1,340.00	$10,540 Land $2,080 Building $8,460	$263,500 Land $52,000 Building $211,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cable One.

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