1 Clark Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 1 Clark Rd, Eldred, NY 12732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 2016
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Nov 2018)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`483400 13.-3-1`

Property Details

APN / Parcel Number

Primary APN	`483400 13.-3-1`
Alternative APNs	`3400013 0003001000` `10/2010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	150 ft deep x 192 ft wide

Exterior Amenities

Porch	Porch
Porch Area	294 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1 CLARK RD
City	ELDRED
State	NY
Zip	12732-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2046
Census Tract	952400

Owner

Source: Sullivan County and Highland Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CLARK RD, ELDRED, NY 12732-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 1, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	20187834
Prior Transfer Date	Oct 3, 2018
Prior Transfer Doc	0000000835
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	1 CLARK RD, ELDRED, NY 12732-5012
Document Number	0000004866
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 E 78TH ST #5C NEW YORK NY 100751694, 5C, NEW YORK, NY 10075-1694

Mortgage

Document Number	0000004866
Date	Jul 20, 2020
Instrument	4866

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Nov 1, 2018
Property Address	1 CLARK RD, ELDRED, NY 12732-5012
Document Number	0000007834
Instrument Date	Oct 3, 2018
Instrument	7834
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	B AND K ABSTRACT CORPORATION, B & K ABS CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 E 78TH ST #5C NEW YORK NY 100751694, 5C, NEW YORK, NY 10075-1694

Mortgage

Document Number	7835
Date	Nov 1, 2018
Instrument	7835

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Sullivan County and Highland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Highland Town
Unified School District	Eldred Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00	$152,700 (-) Land $22,300 Building $130,400	$277,636 (-3.64%) Land $40,545 Building $237,091
2024		$152,700 (-) Land $22,300 Building $130,400	$288,113 (+20.75%) Land $42,075 Building $246,038
2023		$152,700 Land $22,300 Building $130,400	$238,594 Land $34,844 Building $203,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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