1 Chestnut Cir, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 1 Chestnut Cir, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,212 sqft · built 1967
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2019)
Tax Bill	$7,707 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2022 Refinance + 3 more
Flood Zone	Zone X (moderate risk)
APN	`OSAY M:008 B:024 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:008 B:024 L`
Alternative APN	`121000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	4,746 sqft
1st Floor Area	1,172 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	121000
Street Address	1 CHESTNUT CIR
City	OLD SAYBROOK
State	CT
Zip	06475-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-2
Legal Block	24
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2001
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINEX CU
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Dec 28, 1993 · Amount on Record
Deed Book / Page	640 / 1050
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Recording Date	Aug 28, 2026
Property Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404
Document Number	0709000299
Book / Page	709 / 299
Instrument Date	Aug 14, 2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404

Mortgage

Document Number	0709000299,
Date	Aug 28, 2026
Book Page	709/299

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000677-827
Date	Jul 25, 2022
Book Page	677/827

Lender

Name	FINEX CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000669-733
Date	Oct 8, 2021
Book Page	669/733

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000687-543
Date	Oct 31, 2023
Book Page	687/543

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	May 1, 2019
Property Address	1 CHESTNUT CIR, OLD SAYBROOK, CT 06475-2404
Document Number	640-1050
Book / Page	640 / 1050
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6401052
Date	May 1, 2019
Instrument	640/1052

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,707.00	$497,200 (+77.76%) Land $114,400 Building $382,800	$348,040 Land $80,080 Building $267,960
2024	$7,707.00 (+34.67%)
2023	$5,723.00 (+1.91%)	$279,700 (-) Land $81,500 Building $198,200
2022	$5,616.00	$279,700 Land $81,500 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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