Suffolk County and Riverhead Town property record for 1 Cherry Ln, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,772 sqft · built 1998 |
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Nov 2009) |
| Tax Bill | $11,977 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 26.-2-4.3 |
| Primary APN | 473000 26.-2-4.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 922 sqft |
| 2nd Floor Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 66,211 sqft |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 40 |
|---|---|
| Street Address | 1 CHERRY LN |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB80 |
| Legal Description | LT 6 KEYESLAND ASSOCIATESMAP 8548 |
| Legal Subdivision | MAP OF KEYESLAND ASSOCIATES |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 169701 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 CHERRY LN, WADING RIVER, NY 11792-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2009 · Amount on Record |
| Deed Sale | Nov 30, 2009 · Amount on Record |
| Prior Sale | Dec 29, 1998 · Amount on Record |
| Deed Book / Page | 12607 / 903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 CHERRY LN, WADING RIVER, NY 11792-1202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0236970744 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 23697/744 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 CHERRY LN, WADING RIVER, NY 11792-1202 |
| Document Number | 0231850214 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 CHERRY LN WADING RIVER NY 117921202, WADING RIVER, NY 11792-1202 |
| Document Number | 0231850214 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 023185/000214 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 18, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,500 (+2.76%) Land $17,000 Building $42,500 | $729,167 (+16.99%) Land $208,333 Building $520,833 | |
| 2024 | $11,977.00 | ||
| 2023 | $57,900 Land $17,000 Building $40,900 | $623,250 Land $182,992 Building $440,258 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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