1 Chatham St, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 1 Chatham St, Hull, MA 02045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,079 sqft · built 1999
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jul 2018)
Tax Bill	$10,623 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`47-177`

Property Details

APN / Parcel Number

Primary APN	`47-177`
Alternative APN	`HULL M:00047 P:00177`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,079 sqft Living Area
Gross Area	5,755 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	47-177
Street Address	1 CHATHAM ST
City	HULL
State	MA
Zip	02045-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	POS
Jurisdiction	HULL MA
Township / Civil Division	HULL
Census Block Group	1
Census Block	1002
Census Tract	500103

Owner

Source: Plymouth County and Hull Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CHATHAM ST, HULL, MA 02045-3070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Jul 9, 2018	Quit Claim Deed, Transfer · Conventional with PMI LENDUSA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Mar 23, 2012 · Amount on Record
Transfer Doc	0000773746
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	1 CHATHAM ST, HULL, MA 02045-3070
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810969
Date	Feb 5, 2021
Instrument	810969

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	1 CHATHAM ST, HULL, MA 02045-3070
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812313
Date	Mar 4, 2021
Instrument	812313

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	1 CHATHAM ST, HULL, MA 02045-3070
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	812313
Date	Mar 4, 2021
Instrument	812313

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	1 CHATHAM ST, HULL, MA 02045-3070
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	810969
Date	Feb 5, 2021
Instrument	810969

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	1 CHATHAM ST, HULL, MA 02045-3070
Document Number	0000797997
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHATHAM ST HULL MA 020453070, HULL, MA 02045-3070

Mortgage

Document Number	0000797997
Date	May 1, 2020
Instrument	797997

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	Jul 9, 2018
Property Address	1 CHATHAM ST, HULL, MA 02045-3070
Document Number	0000773746
Instrument Date	Jul 5, 2018
Instrument	773746
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,032.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 CHATHAM ST HULL MA 020453070, HULL, MA 02045-3070

Mortgage

Document Number	773747
Date	Jul 9, 2018
Instrument	773747

Lender

Name	LENDUSA LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hull Town
Unified School District	Hull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,623.00 (+2.3%)	$948,500 (+6.42%) Land $257,300 Building $691,200	$1,093,640
2024	$10,384.00 (+1.6%)	$891,300 (+6.13%) Land $249,000 Building $642,300
2023	$10,220.00	$839,800 Land $232,400 Building $607,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	292 units insured incl. 254 condo units
Nearby Flood Claims	435 (1978–2018)
Claims Outside the SFHA	40 of 435
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 51 claims Coastal Storm, Oct 1991 · 70 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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