1 Charminster Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1 Charminster Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2,256 sqft · built 2002
Lot Size	0.25 acres (10,899 sqft)
Owner	2 Owner Names on Record
Last Sale	$272,465 (Nov 2002)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-151-017`

Property Details

APN / Parcel Number

Primary APN	`18-36-151-017`

Interior

Building Area	2,256 sqft
Gross Area	3,383 sqft

Exterior

Year Built	Built 2002
Architectural Style	Other
Lot Area	10,899 sqft
Garage Area	504 sqft
Porch	Porch
Porch Area	51 sqft
Patio Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1 CHARMINSTER CT
City	ALGONQUIN
State	IL
Zip	60102-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0104345 LT 251 MANCHESTER LAKES PHASE 4 MEMO: KALSCHEUR, CHRISTOPHER P/ KELLY A
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	MANCHESTER LAKES PH 04
Legal Phase	4
Legal Lot Number	251
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2021
Census Tract	871111

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1 CHARMINSTER CT, ALGONQUIN, IL 60102-6210
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2002 · Amount on Record
Deed Sale	Nov 12, 2002 · Amount on Record
Deed Document Number	2002R0104345
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1 CHARMINSTER CT, ALGONQUIN, IL 60102-6210
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066647
Date	Dec 14, 2021
Instrument	2021R0066647

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1 CHARMINSTER CT, ALGONQUIN, IL 60102-6210
Document Number	0000004379
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 CHARMINSTER CT ALGONQUIN IL 601026210, ALGONQUIN, IL 60102-6210

Mortgage

Document Number	0000004379
Date	Feb 3, 2017
Instrument	4379

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2037

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$108,679 Land $8,002 Building $100,677	$326,037 Land $24,006 Building $302,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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