1 Charles St, Malvern, PA 19355 Property Records

Chester County property record for 1 Charles St, Malvern, PA 19355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1953
Lot Size	0.239 acres (10,430 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2015)
Tax Bill	$343 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-3R-5`

Property Details

APN / Parcel Number

Primary APN	`42-3R-5`
Alternative APNs	`4203R00050000` `4203R0005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	10,430 sqft (0.239 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 CHARLES ST
City	MALVERN
State	PA
Zip	19355-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	LOT & DWG
Legal Subdivision	THOMAS FRAZER PROP
Jurisdiction	CHESTER PA
Township / Civil Division	EAST WHITELAND
Census Block Group	2
Census Block	2002
Census Tract	302103

Owner

1 Charles St is owned and occupied by two individuals who acquired it in May 2018.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CHARLES ST, MALVERN, PA 19355-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage ESSA BANK & TRUST (CT)
May 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CITADEL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2015 · Amount on File
Deed Sale	May 22, 2015 · Amount on File
Prior Sale	Feb 22, 2002 · Amount on File
Deed Document Number	201511408488
Deed Book / Page	9110 / 1676
Last Transfer Date	May 15, 2018
Transfer Doc	0097460768
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	1 CHARLES ST, MALVERN, PA 19355-1511
Document Number	0101172136
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FIRST LAND TRANSFER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLES ST MALVERN PA 193551511, MALVERN, PA 19355-1511

Mortgage

Document Number	0101172136
Date	Mar 10, 2020
Book Page	010117/002136
Instrument	11721601

Lender

Name	ESSA BANK & TRUST (CT)
Address	200 PALMER ST, STROUDSBURG, PA 18360-1645

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTER PA
Recording Date	May 23, 2018
Property Address	1 CHARLES ST, MALVERN, PA 19355-1511
Document Number	0097460768
Book / Page	9746 / 0768
Instrument Date	May 15, 2018
Instrument	11608175
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRIDENT LAND TRANSFER COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CHARLES ST, MALVERN, PA 19355-1511

Mortgage

Document Number	11608176
Date	May 23, 2018
Instrument	11608176

Lender

Name	CITADEL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1 Charles St was $343.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Whiteland Township
Unified School District	Great Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$343.00	$109,720 (-) Land $50,220 Building $59,500	$109,720 (-) Land $50,220 Building $59,500
2025		$109,720 (-) Land $50,220 Building $59,500	$109,720 Land $50,220 Building $59,500
2024	$3,144.00	$109,720 Land $50,220 Building $59,500
1998			$109,720 Land $50,220 Building $59,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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