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1 Charles St, Apt Y, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 1 Charles St, Apt Y, Reading, MA 01867

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,838 sqft · built 1974
Lot Size1.22 acres (53,171 sqft)
OwnerIndividual Name on File
Last Sale$602,000 (Nov 2023)
Tax Bill$6,482 (2026)
Deeds & MortgagesNov 2023 Sale
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN87000000028Y

Property Details

APN / Parcel Number

Primary APN87000000028Y
Alternative APNs
  • READ M:022.0-0725-0261.0
  • M:022.0=0725=0261.0
  • 870000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units25 Units
Stories2 Stories
Building Area1,838 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleOther
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area53,171 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number87000000028Y
Street Address1 CHARLES ST, Y
CityREADING
StateMA
Zip01867-1759
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Subdivision01 CHARLES STREET CONDO
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2015
Census Tract334400

Owner

1 Charles St, Apt Y is owned and occupied by an individual who bought it in November 2023.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1 CHARLES ST, Y, READING, MA 01867-1759
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Condominium Deed, Transfer
Mar 3, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
READING COOPERATIVE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2023 · Amount on File
Deed SaleNov 29, 2023 · Amount on File
Prior SaleMar 3, 2020 · Amount on File
Deed Document Number2023136121
Deed Book / Page82256 / 433
Prior Transfer DateFeb 27, 2020
Prior Transfer Doc74223-425
Record UpdatedOct 29, 2026

November 2023: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionREADING MA
Recording DateNov 29, 2023
Property Address1 CHARLES ST APT Y, Y, READING, MA 01867-1759
Document Number082256-433
Book / Page82256 / 433
Instrument DateNov 17, 2023
Instrument136121
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CHARLES ST APT Y, Y, READING, MA 01867-1759

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateMar 3, 2020
Property Address1 CHARLES ST APT Y, Y, READING, MA 01867-1759
Document Number74223-425
Book / Page74223 / 425
Instrument DateFeb 27, 2020
Instrument31828
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CHARLES ST APT Y, Y, READING, MA 01867-1759

Mortgage

Document Number31829
DateMar 3, 2020
Instrument31829
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1 Charles St, Apt Y was $6,482, down 0.7% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,482.00 (-0.72%)$591,400 (+3.18%) Building $591,400$594,266 (-3.63%)
2025$6,529.00 (+2.34%)$573,200 (+5.29%) Building $573,200$616,645 (+12.18%)
2024$6,380.00 (+5.32%)$544,400 (+13.13%) Building $544,400$549,670
2023$6,058.00$481,200 Building $481,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Charles St, Apt Y in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Charles St, Apt Y has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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