Monmouth County and Howell Township property record for 1 Chad Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,943 sqft · built 2004 |
| Lot Size | 6,795 acres (295,990,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jun 2019) |
| Tax Bill | $10,786 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00138-11-00001 |
| Primary APN | 21-00138-11-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,943 sqft Living Area |
| 1st Floor Area | 1,403 sqft |
| Upper Floors Area | 1,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 295,990,200 sqft |
| Garage Area | 270 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 495 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 05626132 |
|---|---|
| Street Address | 1 CHAD LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | PINE MDWS |
| Legal Block | 138 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 811301 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 CHAD LN, HOWELL, NJ 07731-5044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST HOME BANK |
| Jun 12, 2019 | Grant Deed, Transfer · FHA Mortgage FIRST HM BK |
| Nov 28, 2017 | Grant Deed, Transfer · Conventional Mortgage ABSOLUTE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 201951650 |
| Deed Book / Page | 9352 / 6340 |
| Prior Transfer Date | Feb 22, 2011 |
| Prior Transfer Doc | 0088881913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 CHAD LN, HOWELL, NJ 07731-5044 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | SIGNATURE SETTLEMENT AND TITLE A, SIGNATURE SETMNT & TTL AGCY |
| Name | Verified Name |
|---|
| Document Number | 0094940949 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 9494/949 |
| Instrument | 2021047069 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 12, 2019 |
| Property Address | 1 CHAD LN, HOWELL, NJ 07731-5044 |
| Document Number | 0000051650 |
| Book / Page | 009352 / 006340 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 51650 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 CHAD LN HOWELL NJ 077315044, HOWELL, NJ 07731-5044 |
| Document Number | 51651 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 009352/006351 |
| Instrument | 51651 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 28, 2017 |
| Property Address | 1 CHAD LN, HOWELL, NJ 07731-5044 |
| Document Number | 0000115039 |
| Book / Page | 009260 / 003985 |
| Instrument Date | Oct 21, 2017 |
| Instrument | 115039 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 CHAD LN HOWELL NJ 077315044, HOWELL, NJ 07731-5044 |
| Document Number | 115040 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 009260/003992 |
| Instrument | 115040 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WOODLAND PARK, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,200 (+5.98%) Land $342,400 Building $332,800 | $675,200 (+5.98%) Land $342,400 Building $332,800 | |
| 2025 | $10,786.00 (+7.3%) | $637,100 (+6.88%) Land $307,400 Building $329,700 | $637,100 (+6.88%) Land $307,400 Building $329,700 |
| 2024 | $10,052.00 (-5.15%) | ||
| 2023 | $596,100 (+15.75%) Land $222,400 Building $373,700 | $596,100 (+15.75%) Land $222,400 Building $373,700 | |
| 2022 | $10,598.00 (+2.26%) | $515,000 Land $147,400 Building $367,600 | $515,000 Land $147,400 Building $367,600 |
| 2021 | $10,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 62% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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