1 Cedar St, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 1 Cedar St, Cambridge, MA 02140

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	12,608 sqft · built 2022
Lot Size	0.174 acres (7,598 sqft)
Owner	Individual Name on File
Last Sale	$1,148,000 (Mar 2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Sale + 10 more
Flood Zone	Zone X (minimal risk)
APN	`CAMB M:00191 L:00118`

Property Details

APN / Parcel Number

Primary APN	`CAMB M:00191 L:00118`

Interior

Units	9 Units
Stories	2 Stories
Building Area	12,608 sqft Total Area
1st Floor Area	2,634 sqft
Basement Area	2,320 sqft
Unfinished Basement	2,320 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	7,598 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 CEDAR ST
City	CAMBRIDGE
State	MA
Zip	02140-1953
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BA-2
Legal Lot Number	118
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1000
Census Tract	354902

Owner

1 Cedar St, a commercial property, is owned by an individual who bought it in March 2025.

Source: Middlesex County and Cambridge City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 CEDAR ST, C, CAMBRIDGE, MA 02140-1953
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · ARM MIT FCU
Oct 31, 2025	Condominium Deed, Transfer
Mar 20, 2025	Condominium Deed, Transfer
Feb 3, 2025	Condominium Deed, Transfer
Nov 8, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Oct 1, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK
Sep 27, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 26, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX FSLA
Sep 20, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Sep 19, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 16, 2024	Condominium Deed, Transfer
Feb 10, 2022	Quit Claim Deed, Construction Loan · Construction Mortgage DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Nov 8, 2024 · Amount on File
Deed Document Number	202528644
Deed Book / Page	83878 / 419
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	079668-113
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085356-213
Date	Mar 18, 2026
Book Page	85356/213
Instrument	29706

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Apr 1, 2036
Index	Other

October 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Oct 31, 2025
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	084817-455
Book / Page	84817 / 455
Instrument Date	Apr 10, 2025
Instrument	133177
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDAR ST # C, C, CAMBRIDGE, MA 02140-1953

March 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Mar 20, 2025
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083878-419
Book / Page	83878 / 419
Instrument Date	Mar 19, 2025
Instrument	28644
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	677 QUINCY SHORE DR APT 403, 403, QUINCY, MA 02170-2228

February 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Feb 3, 2025
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083739-182
Book / Page	83739 / 182
Instrument Date	Jan 23, 2025
Instrument	11864
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 TOWER DR APT 2105, 2105, PORTSMOUTH, RI 02871-1641

November 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 8, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083454-476
Book / Page	83454 / 476
Instrument Date	Nov 8, 2024
Instrument	128247
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CEDAR ST # 5, 5, CAMBRIDGE, MA 02140-1954

Mortgage

Document Number	0000128248
Date	Nov 8, 2024
Instrument	128248

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Oct 1, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083303-462
Book / Page	83303 / 462
Instrument Date	Sep 30, 2024
Instrument	111377
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CEDAR ST # 8, 8, CAMBRIDGE, MA 02140-1954

Mortgage

Document Number	0000111378
Date	Oct 1, 2024
Instrument	111378

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Sep 27, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083291-243
Book / Page	83291 / 243
Instrument Date	Sep 27, 2024
Instrument	110120
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDAR ST # 3, 3, CAMBRIDGE, MA 02140-1954

Mortgage

Document Number	0000110121
Date	Sep 27, 2024
Instrument	110121

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Sep 26, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083283-258
Book / Page	83283 / 258
Instrument Date	Sep 26, 2024
Instrument	109275
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CEDAR ST # 6, 6, CAMBRIDGE, MA 02140-1954

Mortgage

Document Number	0000109278
Date	Sep 26, 2024
Instrument	109278

Lender

Name	MIDDLESEX FSLA
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Sep 20, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083261-579
Book / Page	83261 / 579
Instrument Date	Sep 19, 2024
Instrument	106873
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDAR ST # 1, 1, CAMBRIDGE, MA 02140-1954

Mortgage

Document Number	0000106874
Date	Sep 20, 2024
Instrument	106874

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Sep 19, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083260-169
Book / Page	83260 / 169
Instrument Date	Sep 18, 2024
Instrument	106655
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDAR ST # 7, 7, CAMBRIDGE, MA 02140-1954

Mortgage

Document Number	0000106656
Date	Sep 19, 2024
Instrument	106656

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Sep 16, 2024
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	083242-266
Book / Page	83242 / 266
Instrument Date	Aug 30, 2024
Instrument	104523
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CEDAR ST # 4, 4, CAMBRIDGE, MA 02140-1954

February 2022: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Feb 10, 2022
Property Address	1 CEDAR ST, CAMBRIDGE, MA 02140-1953
Document Number	079668-113
Book / Page	79668 / 113
Instrument Date	Feb 9, 2022
Instrument	22241
Transaction Type	Construction Loan
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W BROADWAY, SOUTH BOSTON, MA 02127-1165

Mortgage

Document Number	0000022244
Date	Feb 10, 2022
Instrument	22244

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,512,500 (+45.65%) Land $1,916,500 Building $2,596,000	$2,301,062
2024	$3,098,100 (+103.3%) Land $1,959,300 Building $1,138,800
2023	$1,523,900 Land $1,146,200 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Starry, Verizon.

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