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1 Cedar Lake Ct, Troy, MO 63379 Property Records

Lincoln County property record for 1 Cedar Lake Ct, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,093 sqft · built 2007
Lot Size2.55 acres (111,078 sqft)
OwnerIndividual Name on Record
Last Sale$306,300 (Jul 2015)
Tax Bill$6,021 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-60-23-000-000-015.012

Property Details

APN / Parcel Number

Primary APN19-60-23-000-000-015.012

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,093 sqft Living Area
Basement Area953 sqft
Unfinished Basement456 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleContemporary
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area111,078 sqft (2.55 acres)
Garage Area1,155 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address1 CEDAR LAKE CT
CityTROY
StateMO
Zip63379-3891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 PINE LAKE ESTATES
Legal Range01W
Legal Township48N
Legal Section23
Legal SubdivisionPINE LAKE ESTATES
Legal Lot Number12
JurisdictionLINCOLN MO
Township / Civil DivisionCLARK
Census Block Group2
Census Block2001
Census Tract810308

Owner

Source: Lincoln County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 CEDAR LAKE CT, TROY, MO 63379-3891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 10, 2022Correction Deed
Aug 17, 2020Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2015 · Amount on Record
Deed SaleJul 20, 2015 · Amount on Record
Prior SaleJun 4, 2009 · Amount on Record
Deed Document Number20155736
Deed Book / Page2390 / 130
Last Transfer DateAug 13, 2020
Transfer Doc0000008972
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address1 CEDAR LAKE CT, TROY, MO 63379-3891
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002452/638
DateSep 21, 2020
Book Page2452/638
Instrument2020010702
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

January 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionLINCOLN MO
Recording DateJan 10, 2022
Property Address1 CEDAR LAKE CT, TROY, MO 63379-3891
Document Number002474/623
Book / Page2474 / 623
Map ReferenceMB 13 PG 172
Instrument DateDec 29, 2021
Instrument2022000336
Record UpdatedAug 16, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address1 CEDAR LAKE CT, 1, TROY, MO 63379-3891

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 SOUTH BLVD E, PONTIAC, MI 48341-3163

August 2020: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionLINCOLN MO
Recording DateAug 17, 2020
Property Address1 CEDAR LAKE CT, TROY, MO 63379-3891
Document Number002450/925
Book / Page2450 / 925
Map ReferenceMB 13 PG 172
Instrument DateAug 13, 2020
Instrument2020008972
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CEDAR LAKE CT, TROY, MO 63379-3891

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,505 (-) Land $9,215 Building $89,290
2025$6,021.00 (+5.3%)$98,505 (+6.75%) Land $9,215 Building $89,290$518,450 (+6.75%) Land $48,500 Building $469,950
2023$5,718.00 (+5.05%)$92,277 Land $7,315 Building $84,962$485,670 Land $38,500 Building $447,170
2022$5,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Systec Wireless Communications
Fixed Wireless		100 / 20
Verizon
Fixed Wireless		25 / 6
Brightspeed
Fixed Wireless		10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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