1 Cecelias Way, Lubec, ME 04652 Property Records

Washington County and Lubec Town property record for 1 Cecelias Way, Lubec, ME 04652

Property Summary

Property Type	Single Family Home
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (May 2025)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:005 L:043=004`

Property Details

APN / Parcel Number

Primary APN	`M:005 L:043=004`
Alternative APNs	`LUBE M:005 L:043-004` `271`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	271
Street Address	1 CECELIAS WAY
City	LUBEC
State	ME
Zip	04652-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DUE EAST SUB
Legal Lot Number	43-4
Jurisdiction	LUBEC ME
Township / Civil Division	LUBEC
Census Block Group	3
Census Block	3010
Census Tract	955800

Owner

1 Cecelias Way is owned by two individuals who bought it in May 2025.

Source: Washington County and Lubec Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	365 NH ROUTE 140, GILMANTON, NH 03237-9998
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2021	Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP
Dec 31, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Nov 8, 2013 · Amount on File
Deed Document Number	20253852
Deed Book / Page	5195 / 245
Transfer Doc	04012-0052
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBEC ME
Property Address	1 CECELIAS WAY, LUBEC, ME 04652-3527
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050860209
Date	Feb 28, 2024
Book Page	5086/209
Instrument	2024-1378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBEC ME
Property Address	1 CECELIAS WAY, LUBEC, ME 04652-3527
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048340097
Date	Sep 23, 2021
Book Page	4834/97
Instrument	10035

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2026
Index	1-Year CMT

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBEC ME
Property Address	1 CECELIAS WAY, LUBEC, ME 04652-3527
Document Number	0046330117
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CECELIAS WAY LUBEC ME 046523527, LUBEC, ME 04652-3527

Mortgage

Document Number	0046330117
Date	Feb 4, 2020
Book Page	004633/000117
Instrument	1178

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1 Cecelias Way was $2,553, up 6.3% from the year before.

Source: Washington County and Lubec Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Lubec Town
Unified School District	School Administrative District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,553.00 (+6.29%)	$126,400 (-) Land $47,900 Building $78,500
2024	$2,402.00 (+23.43%)	$126,400 (+0.04%) Land $47,900 Building $78,500
2023	$1,946.00 (-6.62%)	$126,349 (+46.8%) Land $47,853 Building $78,496
2022	$2,084.00	$86,069 Land $30,352 Building $55,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Cecelias Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Cecelias Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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