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1 Cave Top Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1 Cave Top Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,778 sqft · built 1992
Lot Size6.36 acres (277,042 sqft)
Owner2 Individual Names on File
Tax Bill$4,473 (2025)
Deeds & MortgagesJan 2022 Sale
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN109.031.04002003

Property Details

APN / Parcel Number

Primary APN109.031.04002003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,778 sqft Living Area
Gross Area4,528 sqft
1st Floor Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBi-Level
Construction TypeMasonry / Concrete Block
Lot Area277,042 sqft
Garage TypeAttached
Garage Area750 sqft

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area566 sqft
Deck AreaDeck Area
Patio Area60 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1 CAVE TOP DR
CityFESTUS
StateMO
Zip63028-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPT US SURVEY 1986 & PT SEC 3 BDRY ADJ; LOT 2 & PT US SURVEY 1986
Legal Range6E
Legal Township41N
Legal Section31
Legal SubdivisionJEFFERSON CENTER 01
Legal Block2
Legal Lot Number2
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2018
Census Tract700802

Owner

1 Cave Top Dr is owned by two individuals who acquired it in January 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address10541 GLEN OAKS DR, FESTUS, MO 63028-3136
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Warranty Deed, Transfer
Aug 23, 2019Grant Deed, Transfer
ATTORNEY ONLY
Oct 26, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2022
Deed SaleJan 3, 2022
Prior SaleOct 26, 2018
Deed Document Number202254
Last Transfer DateJan 14, 2022
Transfer Doc0000001818
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJan 3, 2022
Property Address1 CAVE TOP DR, FESTUS, MO 63028-1103
Document Number0000000054
Instrument DateDec 30, 2021
Instrument2022R-000054
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address50 CANEPA ESTATES RD, 50, FESTUS, MO 63028-4090

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 N MILL ST # E, E, FESTUS, MO 63028-1215

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON MO
Recording DateAug 23, 2019
Property Address1 CAVE TOP DR, FESTUS, MO 63028-1103
Document Number0000025146
Instrument DateAug 14, 2019
Instrument25146
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10541 GLEN OAKS DR FESTUS MO 630283136, FESTUS, MO 63028-3136

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateOct 26, 2018
Property Address1 CAVE TOP DR, FESTUS, MO 63028-1103
Document Number0000032944
Instrument DateOct 19, 2018
Instrument32944
Transaction TypeTransfer
Record UpdatedNov 20, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address916 N MILL ST #E FESTUS MO 630281243, E, FESTUS, MO 63028-1243

Tax Assessment & Valuation

The 2025 property tax bill for 1 Cave Top Dr was $4,473, up 3.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,500 (-) Land $5,000 Building $76,500$429,300 (-) Land $26,500 Building $402,800
2025$4,473.00 (+3.42%)$81,500 Land $5,000 Building $76,500$429,300 (-) Land $26,500 Building $402,800
2024$4,325.00 (+0.51%)$429,300 (+6.71%) Land $26,500 Building $402,800
2023$4,303.00$76,400 Land $5,000 Building $71,400$402,300 Land $26,500 Building $375,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Cave Top Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2018)
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Cave Top Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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