Westerly Town property record for 1 Castle Way, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1972 |
| Lot Size | 0.499 acres (21,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $651,000 (May 2025) |
| Tax Bill | $3,656 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:113 B:32 |
| Primary APN | WEST M:113 B:32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 3,321 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,742 sqft (0.499 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4130510 |
|---|---|
| Street Address | 1 CASTLE WAY |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 32 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 50902 |
1 Castle Way is owned and occupied by two individuals who bought it in May 2025.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Aug 27, 2020 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| May 24, 2017 | Executor's Deed, Transfer |
| May 24, 2017 | Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on File |
| Deed Sale | May 30, 2025 · Amount on File |
| Prior Sale | Aug 27, 2020 · Amount on File |
| Deed Document Number | 20252025-1663 |
| Deed Book / Page | 2025 / 6863 |
| Transfer Doc | 2017-8841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 18, 2026 |
| Property Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Document Number | 0000002787 |
| Book / Page | 2026 / 12621 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20262787 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Document Number | 0000002787, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 2026/12621 |
| Instrument | 20262787 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-3927 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2023/3927 |
| Instrument | 2023-1009 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 27, 2020 |
| Property Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Document Number | 2020-7225 |
| Book / Page | 002020 / 017225 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 3966 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CASTLE WAY WESTERLY RI 028914912, WESTERLY, RI 02891-4912 |
| Document Number | 2020-7228 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 002020/017228 |
| Instrument | 3967 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 24, 2017 |
| Property Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Document Number | 2017-8833 |
| Book / Page | 002017 / 008833 |
| Instrument Date | May 24, 2017 |
| Instrument | 2194 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 24, 2017 |
| Property Address | 1 CASTLE WAY, WESTERLY, RI 02891-4912 |
| Document Number | 2017-8836 |
| Book / Page | 2017 / 8836 |
| Instrument | 2195 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $29.36 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017-8841 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 2017/8841 |
| Instrument | 2196 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 1 Castle Way was $3,656.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,656.00 | $514,200 Land $186,500 Building $327,700 | $617,608 |
| 2023 | $3,938.00 (+0.61%) | $409,400 (-) Land $133,300 Building $276,100 | |
| 2022 | $3,914.00 | $409,400 Land $133,300 Building $276,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Castle Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 Castle Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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