1 Cascade Ct, South Elgin, IL 60177 Property Records

Kane County property record for 1 Cascade Ct, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,414 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Dec 2020)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-28-477-007`

Property Details

APN / Parcel Number

Primary APN	`06-28-477-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1 CASCADE CT
City	SOUTH ELGIN
State	IL
Zip	60177-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 5 LOT 89
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	3
Legal Lot Number	89
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3002
Census Tract	851907

Owner

1 Cascade Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CASCADE CT, SOUTH ELGIN, IL 60177-3046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 15, 2017	Quit Claim Deed, Transfer CARRINGTON TITLE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Jul 31, 2014 · Amount on File
Deed Document Number	202078061
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	0000030555
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2020
Property Address	1 CASCADE CT, SOUTH ELGIN, IL 60177-3046
Document Number	0000078061
Map Reference	DOC 94K082667
Instrument Date	Oct 26, 2020
Instrument	2020K078061
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 CASCADE CT, SOUTH ELGIN, IL 60177-3046

Mortgage

Document Number	0000078062
Date	Dec 15, 2020
Instrument	2020K078062

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2017
Property Address	1 CASCADE CT, SOUTH ELGIN, IL 60177-3046
Document Number	0000030555
Instrument Date	Jun 1, 2017
Instrument	30555
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	CARRINGTON TITLE PARTNERS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 CASCADE CT SOUTH ELGIN IL 601773046, SOUTH ELGIN, IL 60177-3046

Tax Assessment & Valuation

The 2025 property tax bill for 1 Cascade Ct was $6,988 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,988.00 Homeowner's exemption	$102,471 (+8.57%) Land $30,744 Building $71,727	$307,536 (+8.57%) Land $92,269 Building $215,267
2024		$94,382 Land $28,317 Building $66,065	$283,259 Land $84,985 Building $198,274
2022	$6,174.00 (+6.32%) Homeowner's exemption	$77,748 (+6.96%) Land $23,326 Building $54,422	$233,244 (+6.96%) Land $69,978 Building $163,266
2021	$5,807.00 Homeowner's exemption	$72,689 Land $21,808 Building $50,881	$218,067 Land $65,424 Building $152,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Cascade Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Cascade Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	ELGIN
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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