1 Carter Rd, Woburn, MA 01801 Property Records

Middlesex County and Woburn City property record for 1 Carter Rd, Woburn, MA 01801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1985
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Jun 2025)
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227013054078 0`

Property Details

APN / Parcel Number

Primary APN	`227013054078 0`
Alternative APN	`WOBU M:45 B:18 L:11 U:00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	227013054078 0
Street Address	1 CARTER RD
City	WOBURN
State	MA
Zip	01801-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	18
Legal Lot Number	11
Jurisdiction	WOBURN MA
Township / Civil Division	WOBURN
Census Block Group	2
Census Block	2013
Census Tract	333400

Owner

Source: Middlesex County and Woburn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CARTER RD, WOBURN, MA 01801-4601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Jun 16, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Apr 24, 2017	Quit Claim Deed, Transfer WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Book / Page	84233 / 508
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOBURN MA
Property Address	1 CARTER RD, WOBURN, MA 01801-4601
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077311-558
Date	Mar 24, 2021
Book Page	77311/558
Instrument	65203

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Jun 16, 2025
Property Address	1 CARTER RD, WOBURN, MA 01801-4601
Document Number	084233-508
Book / Page	84233 / 508
Instrument Date	Jun 16, 2025
Instrument	68125
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 CARTER RD, WOBURN, MA 01801-4601

Mortgage

Document Number	0000068126
Date	Jun 16, 2025
Instrument	68126

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Jan 7, 2022
Property Address	1 CARTER RD, WOBURN, MA 01801-4601
Document Number	079503-464
Book / Page	79503 / 464
Instrument Date	Jan 7, 2022
Instrument	4380
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 CARTER RD, WOBURN, MA 01801-4601

Mortgage

Document Number	0000004381
Date	Jan 7, 2022
Instrument	4381

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOBURN MA
Property Address	1 CARTER RD, WOBURN, MA 01801-4601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75114-467
Date	Jul 14, 2020
Book Page	75114/467
Instrument	113433

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOBURN MA
Property Address	1 CARTER RD, WOBURN, MA 01801-4601
Document Number	72532-417
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CARTER RD WOBURN MA 018014601, WOBURN, MA 01801-4601

Mortgage

Document Number	72532-417
Date	Apr 30, 2019
Book Page	072532/000417
Instrument	54827

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Apr 24, 2017
Property Address	1 CARTER RD, WOBURN, MA 01801-4601
Document Number	69178-315
Book / Page	69178 / 315
Instrument	59034
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 CARTER RD, WOBURN, MA 01801-4601

Mortgage

Document Number	691780317
Date	Apr 24, 2017
Instrument	69178/0317

Lender

Name	WASHINGTON TRUST MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Interest

Rate	4.13%
Max Rate At Change	50.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Woburn City
Unified School District	Woburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,652.00 (+11.26%)	$778,900 (+5%) Land $334,900 Building $444,000	$918,555 (+3.82%)
2024	$5,979.00 (+9.93%)	$741,800 (+18.65%) Land $318,900 Building $422,900	$884,735
2023	$5,439.00	$625,200 Land $290,000 Building $335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1983–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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