Worcester County and Westminster Town property record for 1 Carpenter Ln, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,138 sqft · built 1977 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $139,900 (Nov 1996) |
| Tax Bill | $5,599 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Apr 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WMIN M:87 B:L:45 |
| Primary APN | WMIN M:87 B:L:45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| Gross Area | 2,878 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1550 |
|---|---|
| Street Address | 1 CARPENTER LN |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 45 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 708100 |
1 Carpenter Ln is owner-occupied and held in a trust since May 2024.
Source: Worcester County and Westminster Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 22, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 22, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 1996 · Amount on File |
| Deed Sale | Nov 27, 1996 · Amount on File |
| Deed Document Number | 1996 |
| Deed Book / Page | 2942 / 183 |
| Last Transfer Date | May 7, 2024 |
| Transfer Doc | 0010758-63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010159-207 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 10159/207 |
| Instrument | 24285 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Nov 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Apr 22, 2026 |
| Property Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Document Number | 011198-112 |
| Book / Page | 11198 / 112 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20265038 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Apr 22, 2026 |
| Property Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Document Number | 011197-247 |
| Book / Page | 11197 / 247 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20264983 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Investor | Possibly a Property Investor |
| Date | Apr 22, 2026 |
|---|
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10159-207 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 10159/207 |
| Instrument | 24285 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Nov 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 1 CARPENTER LN, WESTMINSTER, MA 01473-1433 |
| Document Number | 8799-228 |
| Book / Page | 008799 / 000228 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 8799-228 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 008799/000228 |
| Instrument | 6415 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 18, 2027 |
The 2026 property tax bill for 1 Carpenter Ln was $5,599, up 7.1% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,599.00 (+7.08%) | $477,300 (+12.28%) Land $131,000 Building $346,300 | $459,325 (+9.41%) |
| 2025 | $5,229.00 (+4.45%) | $425,100 (+4.11%) Land $131,000 Building $294,100 | $419,805 |
| 2024 | $5,006.00 (+0.14%) | $408,300 (+6.66%) Land $131,000 Building $277,300 | |
| 2023 | $4,999.00 | $382,800 Land $116,900 Building $265,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Carpenter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Carpenter Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000 |
|---|---|
| Water Source | Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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