1 Carpenter Dr, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 1 Carpenter Dr, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,330 sqft · built 2015
Lot Size	0.955 acres (41,600 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 2015)
Tax Bill	$15,408 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:56-P:063`

Property Details

APN / Parcel Number

Primary APN	`M:56-P:063`
Alternative APN	`NREA M:056.0 B:0000 L:0063.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,330 sqft Living Area
Gross Area	1,227 sqft
Basement Area	1,227 sqft
Unfinished Basement	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,600 sqft (0.955 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 CARPENTER DR
City	NORTH READING
State	MA
Zip	01864-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	63.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1014
Census Tract	330102

Owner

1 Carpenter Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CARPENTER DR, NORTH READING, MA 01864-2837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT BANK
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Apr 7, 2011 · Amount on File
Deed Book / Page	66242 / 296
Transfer Doc	066242-296
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	1 CARPENTER DR, NORTH READING, MA 01864-2837
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077818-574
Date	May 20, 2021
Book Page	77818/574
Instrument	114605

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	1 CARPENTER DR, NORTH READING, MA 01864-2837
Document Number	71796-553
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CARPENTER WAY NORTH READING MA 018642837, NORTH READING, MA 01864-2837

Mortgage

Document Number	71796-553
Date	Oct 26, 2018
Book Page	071796/000553
Instrument	164689

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	1 CARPENTER DR, NORTH READING, MA 01864-2837
Document Number	69027-141
Book / Page	069027 / 000141
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69027-141
Date	Mar 20, 2017
Book Page	069027/000141
Instrument	40636

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1 Carpenter Dr was $15,408, up 1% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,408.00 (+0.98%)	$1,183,400 (+1.28%) Land $504,700 Building $678,700	$1,365,678
2025	$15,259.00 (+3.26%)	$1,168,400 (+4.45%) Land $504,700 Building $663,700
2024	$14,777.00 (+1.61%)	$1,118,600 (+7.61%) Land $454,900 Building $663,700
2023	$14,543.00	$1,039,500 Land $446,200 Building $593,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Carpenter Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Carpenter Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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