1 Carnegie Ave, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 1 Carnegie Ave, Cold Spring Harbor, NY 11724

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$1,215,000 (Nov 2025)
Tax Bill	$20,567 (2024)
Deeds & Mortgages	Nov 2025 Sale Jan 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0400-066.00-03.00-020.000`

Property Details

APN / Parcel Number

Primary APN	`0400-066.00-03.00-020.000`
Alternative APNs	`472689 066.00-03.00-020.000` `268906600003000200000000` `472600162690`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	1 CARNEGIE AVE
City	COLD SPRING HARBOR
State	NY
Zip	11724-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	BLK LOT 85
Legal Subdivision	COLD SPRING HILL DEV.
Legal Block	300
Legal Lot Number	20
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	2
Census Block	2001
Census Tract	110104

Owner

1 Carnegie Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed, Transfer
Jan 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITY BANK NA
Sep 1, 2021	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Sep 1, 2021 · Amount on File
Deed Book / Page	13315 / 661
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 5, 2025
Property Address	1 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016
Document Number	0133150661
Book / Page	13315 / 661
Instrument Date	Jul 10, 2025
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	1 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234720361
Date	Jan 10, 2023
Book Page	23472/361

Lender

Name	CITY BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 1, 2021
Property Address	1 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016
Document Number	0131180178
Book / Page	13118 / 178
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 W GATE RD, LLOYD HARBOR, NY 11743-1738

Mortgage

Document Number	DM032362
Date	Sep 1, 2021
Instrument	DM032362

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.88%
Type Change Date	Aug 1, 2028
Max Rate At Change	2.75%

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Cold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,325 (-) Land $600 Building $4,725	$1,183,333 (+10,789.23%) Land $133,333 Building $1,050,000
2024	$20,567.00	$5,325 (-) Land $600 Building $4,725	$10,867 (+12.24%) Land $1,224 Building $9,643
2023		$5,325 Land $600 Building $4,725	$9,682 Land $1,091 Building $8,591

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Carnegie Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Carnegie Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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