1 Cardiff Ln, Hannibal, MO 63401 Property Records

Marion County property record for 1 Cardiff Ln, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 4,534 sqft · built 1953
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$753,300 (Sep 2020)
Tax Bill	$6,385 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H5121`

Property Details

APN / Parcel Number

Primary APN	`H5121`
Alternative APN	`010.04.20.4.02.037.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,534 sqft Living Area
Attic	Attic
Attic Area	718 sqft
Basement Area	2,872 sqft
Unfinished Basement	2,978 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	191 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	147 sqft
Patio Area	869 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	H5121
Street Address	1 CARDIFF LN
City	HANNIBAL
State	MO
Zip	63401-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CARDIFF PARK, ALL LOTS 1 & 2 & W12 MAIN ST LYING ADJ DIM MAP-210 X 191 IRR
Legal Range	04W
Legal Township	57N
Legal Section	20
Legal Subdivision	CARDIFF PARK
Legal Lot Number	1,2,W12
Jurisdiction	MARION MO
Township / Civil Division	MILLER
Census Block Group	1
Census Block	1041
Census Tract	960400

Owner

Source: Marion County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Construction Mortgage GREAT RIVERS BANK
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit F&M BANK AND TRUST COMPANY
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 1, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2020	Deed, Transfer · Stand-Alone First Mortgage F&M BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20203718
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R003400
Date	Oct 14, 2022
Instrument	2022R003400

Lender

Name	GREAT RIVERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2023

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R004073
Date	Oct 21, 2021
Instrument	2021R004073

Lender

Name	F&M BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R003684
Date	Dec 3, 2025
Instrument	2025R003684

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	Other

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION MO
Recording Date	Oct 1, 2020
Property Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131
Document Number	2020R003818
Instrument Date	Sep 25, 2020
Instrument	2020R003818
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION MO
Recording Date	Sep 24, 2020
Property Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131
Document Number	2020R003718
Instrument Date	Sep 21, 2020
Instrument	2020R003718
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CARDIFF LN, HANNIBAL, MO 63401-2131

Mortgage

Document Number	2020R003719
Date	Sep 24, 2020
Instrument	2020R003719

Lender

Name	F&M BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,385.00 (-3.02%)	$98,670 (-) Land $8,380 Building $90,290	$519,310 (-) Land $44,100 Building $475,210
2024	$6,584.00 (+91.45%)	$98,670 (+79.17%) Land $8,380 Building $90,290
2023	$3,439.00	$55,070 Land $8,360 Building $46,710	$519,310 Land $44,100 Building $475,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1979–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication, T-Mobile.

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