1 Canyon Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1 Canyon Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4,254 sqft · built 2001
Lot Size	0.682 acres (29,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2020)
Tax Bill	$12,347 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-476-008`

Property Details

APN / Parcel Number

Primary APN	`18-36-476-008`

Interior

Building Area	4,254 sqft Living Area
Basement Area	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	29,718 sqft (0.682 acres)
Garage Area	624 sqft
Deck Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1 CANYON CT
City	ALGONQUIN
State	IL
Zip	60102-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0032115 LT 19 THE COVE UNIT II PHASE I
Legal Subdivision	THE COVE UNIT II PHASE I
Legal Phase	1
Legal Lot Number	19
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3013
Census Tract	871107

Owner

Source: McHenry County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CANYON CT, ALGONQUIN, IL 60102-6306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Nov 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2021	Intrafamily Transfer, Transfer
Aug 14, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Nov 26, 2001 · Amount on Record
Deed Document Number	202031691
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000032115
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 16, 2026
Property Address	1 CANYON CT, ALGONQUIN, IL 60102-6306
Document Number	0000016908
Instrument Date	May 20, 2026
Instrument	202616908
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM MORTGAGE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CANYON CT, ALGONQUIN, IL 60102-6306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016908,
Date	Jun 16, 2026
Instrument	202616908

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Sep 1, 2050

Interest

Rate	6.23%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1 CANYON CT, ALGONQUIN, IL 60102-6306
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CANYON CT, ALGONQUIN, IL 60102-6306

Mortgage

Document Number	0000030282
Date	Nov 30, 2023
Instrument	2023R0030282

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Sep 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 14, 2021
Property Address	1 CANYON CT, ALGONQUIN, IL 60102-6306
Document Number	0000032115
Map Reference	DOC 20R56992
Instrument Date	Sep 25, 2020
Instrument	2021R0032115
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 CANYON CT, ALGONQUIN, IL 60102-6306

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 14, 2020
Property Address	1 CANYON CT, ALGONQUIN, IL 60102-6306
Document Number	0000031691
Map Reference	DOC 2000R0046803
Instrument Date	Jul 30, 2020
Instrument	2020R0031691
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CANYON CT, ALGONQUIN, IL 60102-6306

Mortgage

Document Number	0000031692
Date	Aug 14, 2020
Instrument	2020R0031692

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,347.00	$175,821 (+22.25%) Land $17,702 Building $158,119	$527,463 (+22.25%) Land $53,106 Building $474,357
2022	Homeowner's exemption	$143,819 Land $14,480 Building $129,339	$431,457 Land $43,440 Building $388,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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