1 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,758 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$429,000 (Aug 2021)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`80810`

Property Details

APN / Parcel Number

Primary APN	`80810`
Alternative APN	`012630065000010892`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,758 sqft Heated Area
Gross Area	3,193 sqft
1st Floor Area	1,506 sqft
Upper Floors Area	1,252 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	87 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	80810
Street Address	1 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD BLVD LOTS PB B PGS 61-64 N 87.47 FT OF LOT 89 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD BLVD
Legal Tract	650
Legal Block	1
Legal Lot Number	3,89
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3012
Census Tract	43400

Owner

1 California Ave is owned by a company that acquired it in February 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 140112, ORLANDO, FL 32814-0112
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 3, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	0060151859
Deed Book / Page	6015 / 1859
Last Transfer Date	Feb 15, 2023
Transfer Doc	0063581485
Record Updated	Jun 8, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 15, 2023
Property Address	1 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2104
Document Number	0063581485
Book / Page	6358 / 1485
Map Reference	MB B PG 61-64
Instrument Date	Dec 2, 2022
Instrument	2023018479
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4437 TRAPP LN, ORLANDO, FL 32814-6053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4437 TRAPP LN, ORLANDO, FL 32814-6053

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 3, 2021
Property Address	1 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2104
Document Number	0060151859
Book / Page	6015 / 1859
Map Reference	MB B PG 61-64
Instrument Date	Jul 23, 2021
Instrument	2021120312
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5406 MAPLE CREEK DR, 5406, SMYRNA, TN 37167-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4437 TRAPP LN, ORLANDO, FL 32814-6053

Mortgage

Document Number	60151861
Date	Aug 3, 2021
Instrument	6015/1861

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1 California Ave was $8,017.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,017.00	$448,600 Land $76,500 Building $372,100	$448,600 Land $76,500 Building $372,100
2023	$6,662.00 (+17.39%)	$369,700 (+17.48%) Land $76,500 Building $293,200	$369,700 (+17.48%) Land $76,500 Building $293,200
2022	$5,675.00	$314,700 Land $72,200 Building $242,500	$314,700 Land $72,200 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 California Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 California Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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