Okaloosa County property record for 1 Cahaba Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,940 sqft · built 1980 |
| Lot Size | 0.382 acres (16,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $564,000 (Jun 2005) |
| Tax Bill | $4,686 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8637-3 |
| Primary APN | C56-000-589-8637-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,940 sqft Heated Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 1,940 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,664 sqft (0.382 acres) |
| Lot Width | 105 ft Width |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1 CAHABA CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN BAYOU S/D LOT 45 BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN BAYOU S/D |
| Legal Block | B |
| Legal Lot Number | 45 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23304 |
Source: Okaloosa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3413 S BROOKWOOD RD, MOUNTAIN BRK, AL 35223-2885 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2005 · Amount on Record |
| Deed Sale | Jun 10, 2005 · Amount on Record |
| Prior Sale | Aug 19, 2002 · Amount on Record |
| Deed Document Number | 2231542 |
| Deed Book / Page | 2625 / 4260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1 CAHABA CT, DESTIN, FL 32541-4420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3413 S BROOKWOOD RD, MOUNTAIN BRK, AL 35223-2885 |
| Document Number | 0035180447 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 3518/447 |
| Instrument | 3421538 |
| Name | METHOD MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BIRMINGHAM, AL 35216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,686.00 (+14.07%) | $405,213 (+9.02%) Land $150,096 Building $255,117 | $405,213 (+9.02%) Land $150,096 Building $255,117 |
| 2023 | $4,108.00 (+8.88%) | $371,693 (+9.82%) Land $136,190 Building $235,503 | $371,693 (+9.82%) Land $136,190 Building $235,503 |
| 2022 | $3,773.00 | $338,450 Land $123,809 Building $214,641 | $338,450 Land $123,809 Building $214,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies.
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