1 Bruce Dr, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 1 Bruce Dr, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,943 sqft · built 1947
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Jul 2008)
Tax Bill	$11,984 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6362-01-197683-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6362-01-197683-0000`
Alternative APNs	`468900636200011976830000` `134689 6.362-1-197.683` `14197683`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	85 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14197683
Street Address	1 BRUCE DR
City	POUGHKEEPSIE
State	NY
Zip	12603-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.393 AC (C) 1455 0506 1202 0014
Legal Block	1
Legal Lot Number	197
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1002
Census Tract	140201

Owner

1 Bruce Dr is owned and occupied by two individuals who bought it in July 2008.

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 BRUCE DR, POUGHKEEPSIE, NY 12603-1407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Aug 22, 2019	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Aug 20, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2008 · Amount on File
Deed Sale	Jul 22, 2008 · Amount on File
Deed Book / Page	22008 / 4507
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	1 BRUCE DR, POUGHKEEPSIE, NY 12603-1407
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050442
Date	Feb 16, 2024
Instrument	50442

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	1 BRUCE DR, POUGHKEEPSIE, NY 12603-1407
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	54523
Date	Aug 9, 2021
Instrument	54523

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 22, 2019
Property Address	1 BRUCE DR, POUGHKEEPSIE, NY 12603-1407
Document Number	0000005464
Instrument Date	Aug 20, 2019
Instrument	5464
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NORTH RIVER ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 TIMOTHY HTS PLEASANT VALLEY NY 125697731, PLEASANT VALLEY, NY 12569-7731

Mortgage

Document Number	4396
Date	Aug 22, 2019
Instrument	4396

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	1 BRUCE DR, POUGHKEEPSIE, NY 12603-1407
Document Number	0000004396
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 TIMOTHY HTS PLEASANT VALLEY NY 125697731, PLEASANT VALLEY, NY 12569-7731

Mortgage

Document Number	0000004396
Date	Aug 22, 2019
Instrument	4396

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1 Bruce Dr was $11,984.

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,984.00	$366,500 Land $77,600 Building $288,900	$411,800
2023		$366,500 (+11.06%) Land $77,600 Building $288,900	$366,500 (+11.06%) Land $77,600 Building $288,900
2022		$330,000 Land $70,500 Building $259,500	$330,000 Land $70,500 Building $259,500
2020	$10,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Bruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Bruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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