Fluvanna County property record for 1 Brougham Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1997 |
| Lot Size | 0.475 acres (20,691 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,000 (Oct 2017) |
| Tax Bill | $2,564 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 8 135 |
| Primary APN | 18A 8 135 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,691 sqft (0.475 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4511 |
|---|---|
| Street Address | 1 BROUGHAM RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 998-104 NAHOR-8 LOT 135 20,683 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 13 |
| Legal Lot Number | 135 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 20104 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE GROUP INC |
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Oct 30, 2017 | Deed, Transfer · VA Mortgage IFREEDOM DIRECT CORP |
| Jul 14, 2017 | Deed, Transfer |
| Mar 21, 2017 | Deed, Transfer |
| Mar 21, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Deed Document Number | 20173506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0200005405 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 200005405 |
| Name | CONTOUR MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220001043 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 220001043 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 30, 2017 |
| Property Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Document Number | 0001703506 |
| Map Reference | PB 990 PG 639 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 1703506 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Document Number | 0001703507 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 1703507 |
| Name | IFREEDOM DIRECT CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 14, 2017 |
| Property Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Document Number | 0001702229 |
| Map Reference | PB 89 PG 637 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 1702229 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6115 STAGE JUNCTION RD, COLUMBIA, VA 23038-3203 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 21, 2017 |
| Property Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Document Number | 0001700881 |
| Map Reference | PB 89 PG 637 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 1700881 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD STE 300, 300, HIGHLANDS RANCH, CO 80129-2386 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Mar 21, 2017 |
| Property Address | 1 BROUGHAM RD, PALMYRA, VA 22963-2709 |
| Document Number | 0001700880 |
| Map Reference | PB 89 PG 637 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 1700880 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD STE 300, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,700 (-) Land $30,000 Building $309,700 | $339,700 (-) Land $30,000 Building $309,700 | |
| 2025 | $2,564.00 (+19.42%) | $339,700 (+33.53%) Land $30,000 Building $309,700 | $339,700 (+33.53%) Land $30,000 Building $309,700 |
| 2023 | $254,400 Land $30,000 Building $224,400 | $254,400 Land $30,000 Building $224,400 | |
| 2022 | $2,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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