1 Brooks Ter, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 1 Brooks Ter, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 1940
Lot Size	0.134 acres (5,833 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Apr 2021)
Tax Bill	$10,930 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0016 B:0131 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0016 B:0131 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	3,770 sqft
Basement Area	832 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,833 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	1 BROOKS TER
City	SWAMPSCOTT
State	MA
Zip	01907-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Block	131
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1006
Census Tract	202101

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 BROOKS TER, SWAMPSCOTT, MA 01907-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BROOKLINE BANK
Jun 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 16, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 13, 2018	Quit Claim Deed, Transfer · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 30, 2021
Property Address	1 BROOKS TER, SWAMPSCOTT, MA 01907-2104
Document Number	624556
Instrument Date	Apr 30, 2021
Instrument	624556
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BROOKS TER, SWAMPSCOTT, MA 01907-2104

Mortgage

Document Number	624557
Date	Apr 30, 2021
Instrument	624557

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 10, 2020
Property Address	1 BROOKS TER, SWAMPSCOTT, MA 01907-2104
Document Number	0000612906
Instrument Date	Jun 9, 2020
Instrument	612906
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,713.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BROOKS TER SWAMPSCOTT MA 019072104, SWAMPSCOTT, MA 01907-2104

Mortgage

Document Number	612907
Date	Jun 10, 2020
Instrument	612907

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	1 BROOKS TER, SWAMPSCOTT, MA 01907-2104
Document Number	0000603751
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BROOKS TER SWAMPSCOTT MA 019072104, SWAMPSCOTT, MA 01907-2104

Mortgage

Document Number	0000603751
Date	Jul 22, 2019
Instrument	603751

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 13, 2018
Property Address	1 BROOKS TER, SWAMPSCOTT, MA 01907-2104
Document Number	0000594272
Instrument Date	Jul 13, 2018
Instrument	594272
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,302.80
Amount Accuracy	Confirmed
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 BROOKS TER SWAMPSCOTT MA 019072104, SWAMPSCOTT, MA 01907-2104

Mortgage

Document Number	594273
Date	Jul 13, 2018
Instrument	594273

Lender

Name	ACADEMY MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,930.00 (+9.64%)	$910,800 (+4.8%) Land $367,300 Building $543,500	$947,475 (-4.65%)
2025	$9,969.00 (+9.84%)	$869,100 (+12.42%) Land $350,200 Building $518,900	$993,700
2023	$9,076.00	$773,100 Land $316,000 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1991–2011)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

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