Santa Cruz County property record for 1 Brooks Rd, Ben Lomond, CA 95005
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 6 ba · 3,020 sqft · built 1910 |
| Lot Size | 9.54 acres (415,737 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,200,000 (Nov 2023) |
| Tax Bill | $22,212 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-181-02 |
| Primary APN | 078-181-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 3,020 sqft Living Area |
| Gross Area | 3,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 415,737 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 4 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 1 BROOKS RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SU |
| Legal Subdivision | A078 18 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 120301 |
Source: Santa Cruz County records · APN 078-181-02
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1 BROOKS RD, BEN LOMOND, CA 95005-9207 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 20, 2023 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jun 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Prior Sale | Jan 22, 2013 · Amount on Record |
| Deed Document Number | 202322431 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0000033855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 20, 2023 |
| Property Address | 1 BROOKS RD, BEN LOMOND, CA 95005-9207 |
| Document Number | 0000022431 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023-0022431 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 PHOENIX CT, MILPITAS, CA 95035-6274 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1 BROOKS RD, BEN LOMOND, CA 95005-9207 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018801 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 2020-0018801 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,903,932 (+2%) Land $1,046,642 Building $857,290 | ||
| 2025 | $22,212.00 (+98.09%) | $1,866,600 (+103.83%) Land $1,026,120 Building $840,480 | |
| 2023 | $11,213.00 (+2.35%) Homeowner's exemption | $915,762 Land $382,684 Building $533,078 | $1,965,510 |
| 2022 | $10,956.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 69 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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