1 Broad St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 1 Broad St, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	built 2004
Lot Size	0.193 acres (8,420 sqft)
Owner	2 Individual Names on File
Last Sale	$1,346,000 (Nov 2025)
Tax Bill	$19,816 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00520-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`03-00520-0000-00002-01`
Alternative APNs	`03005200000000020001` `6195007`

Interior

Stories	2 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	8,420 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	6195007
Street Address	1 BROAD ST
City	CRANFORD
State	NJ
Zip	07016-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	520
Legal Lot Number	2.1
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4003
Census Tract	37300

Owner

Source: Union County and Cranford Township records · APN 03-00520-0000-00002-01

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 BROAD ST, CRANFORD, NJ 07016-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	202550882
Deed Book / Page	6601 / 2630
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0060420805
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 18, 2025
Property Address	1 BROAD ST, CRANFORD, NJ 07016-3002
Document Number	0066012630
Book / Page	6601 / 2630
Instrument Date	Oct 30, 2025
Instrument	50882
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ABSOLUTE SETTLEMENT COMPANY, A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,487.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N OCEAN BLVD, POMPANO BEACH, FL 33062-5116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 BROAD ST, CRANFORD, NJ 07016-3002

Mortgage

Document Number	0000085326
Date	Nov 18, 2025
Instrument	85326

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,400 (-) Land $72,000 Building $201,400	$273,400 (-) Land $72,000 Building $201,400
2025	$19,816.00 (+6.92%)	$273,400 (-) Land $72,000 Building $201,400	$273,400 (-) Land $72,000 Building $201,400
2024	$18,534.00 (+2.53%)
2023		$273,400 Land $72,000 Building $201,400	$273,400 Land $72,000 Building $201,400
2022	$18,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390373004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force 9 of 9 on primary residences
Nearby Flood Claims	8 (2007–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Flood Events	Hurricane Irene (Aug 2011), 4 claims Severe Storms And Inland And Coastal Flooding (Apr 2007), 3 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 3% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.