1 Bray Rd, Heath, MA 01346 Property Records

Franklin County and Heath Town property record for 1 Bray Rd, Heath, MA 01346

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,856 sqft · built 1797
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Feb 2016)
Tax Bill	$5,390 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit
APN	`HEAT M:226 B:049`

Property Details

APN / Parcel Number

Primary APN	`HEAT M:226 B:049`
Alternative APNs	`M:004.0 B:0230 L:0500.0` `6168`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	6,782 sqft
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1797
Effective Year Built	Effective 1797
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6168
Street Address	1 BRAY RD
City	HEATH
State	MA
Zip	01346-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	49
Jurisdiction	HEATH MA
Township / Civil Division	HEATH
Census Block Group	2
Census Block	2067
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Heath Center Historic District (Boundary Increase) listed 2017 · 17 contributing resources · NRIS 07001103

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Heath Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 408, MONTAGUE, MA 01351-0408
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Prior Sale	Oct 10, 1996 · Amount on Record
Deed Book / Page	6820 / 176
Transfer Doc	006820-176
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEATH MA
Property Address	1 BRAY RD, HEATH, MA 01346-7737
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007884-230
Date	Nov 1, 2021
Book Page	7884/230
Instrument	14186

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEATH MA
Property Address	1 BRAY RD, HEATH, MA 01346
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7884-230
Date	Nov 1, 2021
Book Page	7884/230
Instrument	14186

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Heath Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Heath Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,390.00 (+5.09%)	$278,000 (+1.94%) Land $38,700 Building $234,200	$334,325 (-23.36%)
2025	$5,129.00 (-4.11%)	$272,700 (+4.16%) Land $33,400 Building $239,300
2024	$5,349.00 (-5.51%)	$261,800 (+5.82%) Land $29,900 Building $231,900	$436,240
2023	$5,661.00	$247,400 Land $22,000 Building $225,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures