1 Border St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 1 Border St, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	1 bd · 2.5 ba · 1,842 sqft · built 2016
Lot Size	0.41 acres (17,864 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (May 2021)
Tax Bill	$7,252 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LYNN M:020 B:285 L:103 S:001`

Property Details

APN / Parcel Number

Primary APN	`LYNN M:020 B:285 L:103 S:001`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
Gross Area	2,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,864 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 BORDER ST
City	LYNN
State	MA
Zip	01905-2006
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Block	285
Legal Lot Number	103
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3002
Census Tract	205800

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 BORDER ST, LYNN, MA 01905-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Book / Page	39880 / 509
Record Updated	Sep 20, 2026

May 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	May 17, 2021
Property Address	1 BORDER ST, LYNN, MA 01905-2006
Document Number	039880-509
Book / Page	39880 / 509
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BORDER ST # 1, 1, LYNN, MA 01905-2006

Mortgage

Document Number	0039880511
Date	May 17, 2021
Instrument	39880/511

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	1 BORDER ST, LYNN, MA 01905-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37995-557
Date	Nov 4, 2019
Book Page	37995/557
Instrument	20191104001670

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,252.00 (+3.64%)	$700,000 (+5.34%) Building $700,000	$622,820
2024	$6,997.00 (+8.99%)	$664,500 (+15.4%) Building $664,500
2023	$6,420.00	$575,800 Building $575,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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