St. Charles County property record for 1 Bluff Forest Ln, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,273 sqft · built 2019 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Company Name on File |
| Last Sale | $72,500 (Oct 2018) |
| Tax Bill | $5,051 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A903000304 |
| Primary APN | A903000304 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| Gross Area | 4,528 sqft |
| 1st Floor Area | 2,273 sqft |
| Basement Area | 2,255 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | A903000304 |
|---|---|
| Street Address | 1 BLUFF FOREST LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUFF FOREST RESUB LOT 1 |
| Legal Subdivision | BLUFF FOREST RESUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 311148 |
1 Bluff Forest Ln is owned by a company that bought it in October 2018 and is owner-occupied.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1 BLUFF FOREST LN, SAINT CHARLES, MO 63304-7466 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Deed Document Number | 2018560510 |
| Deed Book / Page | 6984 / 545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 1, 2018 |
| Property Address | 1 BLUFF FOREST LN, SAINT CHARLES, MO 63304-7466 |
| Document Number | 0069840545 |
| Book / Page | 006984 / 000545 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 560510 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 649 LORI LYNN CT ST CHARLES MO 633047475, ST CHARLES, MO 63304-7475 |
The 2025 property tax bill for 1 Bluff Forest Ln was $5,051.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,255 (-) | $443,445 (-) Land $90,000 Building $353,445 | |
| 2025 | $5,051.00 | $84,255 | $443,445 Land $90,000 Building $353,445 |
| 2023 | $70,564 | ||
| 2022 | $371,387 Land $70,000 Building $301,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Bluff Forest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Bluff Forest Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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