York County and Saco City property record for 1 Birchcroff Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1971 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Sep 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D2125R |
| Primary APN | D2125R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 820 sqft |
| Finished Basement | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | D2125R |
|---|---|
| Street Address | 1 BIRCHCROFF LN |
| City | SACO |
| State | ME |
| Zip | 04072-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 29 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN D2125R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 BIRCHCROFF LN, SACO, ME 04072-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Sep 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Sep 18, 2019 | Deed of Trust, Mortgage PENNYMAC |
| May 03, 2018 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 1 BIRCHCROFF LN, SACO, ME 04072-2204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0192110853 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 19211/853 |
| Instrument | 2023007433 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 1 BIRCHCROFF LN, SACO, ME 04072-2204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183920442 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 18392/442 |
| Instrument | 2020048152 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 1 BIRCHCROFF LN, SACO, ME 04072-2204 |
| Document Number | 0181420499 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 BIRCHCROFF LN SACO ME 040722204, SACO, ME 04072-2204 |
| Document Number | 0181420499 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 018142/000499 |
| Instrument | 1446 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 1 BIRCHCROFF LN, SACO, ME 04072-2204 |
| Document Number | 0177100292 |
| Instrument Date | May 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 BIRCHCROFF LN SACO ME 040722204, SACO, ME 04072-2204 |
| Document Number | 0177100292 |
|---|---|
| Date | May 09, 2018 |
| Book Page | 017710/000292 |
| Instrument | 16939 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2048 |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,292.00 (+0.69%) | $443,100 (-0.38%) Land $153,000 Building $290,100 | |
| 2024 | $6,249.00 (+5.45%) | $444,800 (+37.58%) Land $153,000 Building $291,800 | $799,995 |
| 2022 | $5,926.00 | $323,300 Land $116,400 Building $206,900 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Consolidated Communications, GoNetspeed.
Based on FCC filings for 106 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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