1 Billow Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 1 Billow Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,998 sqft · built 1953
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Mar 2018)
Tax Bill	$7,801 (2025)
Deeds & Mortgages	Feb 2023 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`OSAY M:001 B:116 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:001 B:116 L`
Alternative APN	`11000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11000
Street Address	1 BILLOW RD
City	OLD SAYBROOK
State	CT
Zip	06475-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	116
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3063
Census Tract	670200

Owner

1 Billow Rd is owner-occupied and held in a trust since January 2023.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1 BILLOW RD, OLD SAYBROOK, CT 06475-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 19, 2018	Warranty Deed, Transfer LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Jun 24, 1994 · Amount on File
Deed Book / Page	631 / 847
Last Transfer Date	Jan 23, 2023
Transfer Doc	000682-335
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Feb 16, 2023
Property Address	1 BILLOW RD, OLD SAYBROOK, CT 06475-2705
Document Number	000682-335
Book / Page	682 / 335
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1 BILLOW RD, OLD SAYBROOK, CT 06475-2705

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	1 BILLOW RD, OLD SAYBROOK, CT 06475-2705
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	661-364
Date	Mar 16, 2021
Book Page	661/364

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 19, 2018
Property Address	1 BILLOW RD, OLD SAYBROOK, CT 06475-2705
Document Number	631-847
Book / Page	631 / 847
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6310849
Date	Mar 19, 2018
Instrument	00631/0849

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1 Billow Rd was $7,801.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,801.00	$503,300 Land $281,000 Building $222,300	$352,310 Land $196,700 Building $155,610
2024	$7,801.00 (+26.7%)
2023	$6,157.00 (+1.84%)	$301,100 (-) Land $154,900 Building $146,200
2022	$6,046.00	$301,100 Land $154,900 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Billow Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1 Billow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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