1 Bettes St, Yale, MI 48097 Property Records

St. Clair County property record for 1 Bettes St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,114 sqft · built 1900
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Sep 2014)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-120-0016-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-120-0016-000`

Interior

Full Baths	1 Bath
Building Area	1,114 sqft Living Area
1st Floor Area	659 sqft
Basement Area	659 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,629 sqft (0.244 acres)
Lot Depth	87 ft Depth
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1 BETTES ST
City	YALE
State	MI
Zip	48097-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOTS 3 & 4 BLK 13 SARAH P BETTES ADD TO THE VILLAGE OF BROCKWAY CENTER
Legal Subdivision	SARAH P BETTES ADD
Legal Block	13
Legal Lot Number	3-4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1012
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 BETTES ST, YALE, MI 48097-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on Record
Deed Sale	Sep 22, 2014 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	201421077
Deed Book / Page	4538 / 980
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	004538/977
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1 BETTES ST, YALE, MI 48097-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BETTES ST, YALE, MI 48097-2820

Mortgage

Document Number	0052610312
Date	Oct 23, 2020
Book Page	5261/312
Instrument	2020026459

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,800 (+2.46%)	$91,600 (+2.46%)
2025	$1,068.00 (+4.09%) Homeowner's exemption	$44,700 (+12.31%)
2024	$1,026.00 (+8.57%)		$89,400 (+12.31%)
2023		$39,800
2022	$945.00		$79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AVS Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20