York County and York Town property record for 1 Bernard Karfiol Way, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,528 sqft · built 1914 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,726 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:001 B:010 |
| Primary APN | M:001 B:010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 778 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,352 sqft (1.11 acres) |
| Heating Fuel | Wood |
|---|
| Account Number | 3713 |
|---|---|
| Street Address | 1 BERNARD KARFIOL WAY |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 10 |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 36002 |
Source: York County and York Town records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1 BERNARD KARFIOL WAY, CAPE NEDDICK, ME 03902-7980 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2026 |
| Transfer Doc | 0000024906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YORK ME |
| Recording Date | Jul 16, 2026 |
| Property Address | 1 BERNARD KARFIOL WAY, CAPE NEDDICK, ME 03902-7980 |
| Document Number | 0000024906 |
| Book / Page | 19948 / 861 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202624906 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: York County and York Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,726.00 (+2%) | $694,000 (+3.85%) Land $424,700 Building $269,300 | |
| 2024 | $5,614.00 (+21.44%) | $668,300 (+22.15%) Land $424,700 Building $243,600 | |
| 2023 | $4,623.00 (+2.53%) | $547,100 (+3.74%) Land $332,700 Building $214,400 | $739,480 |
| 2022 | $4,509.00 | $527,400 Land $332,700 Building $194,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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