1 Benson Rd, Ethridge, TN 38456 Property Records

Lawrence County property record for 1 Benson Rd, Ethridge, TN 38456

Property Summary

Property Type	Rural Home
Details	2 ba · 1,225 sqft · built 1990
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$867 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050037 01503`

Property Details

APN / Parcel Number

Primary APN	`050037 01503`
Alternative APN	`037 01503`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	914,760 sqft (21 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1 BENSON RD
City	ETHRIDGE
State	TN
Zip	38456-5003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 14
Jurisdiction	LAWRENCE TN
Township / Civil Division	10
Census Block Group	2
Census Block	2000
Census Tract	960300

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 BENSON RD, ETHRIDGE, TN 38456-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1999
Deed Sale	Dec 2, 1999
Deed Document Number	0000RB8805
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	1 BENSON RD, ETHRIDGE, TN 38456-5003
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BENSON RD, ETHRIDGE, TN 38456-5003

Mortgage

Document Number	0000706928
Date	Mar 15, 2023
Book Page	706/928
Instrument	23001497

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	1 BENSON RD, ETHRIDGE, TN 38456-5003
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574702
Date	Oct 10, 2019
Book Page	574/702
Instrument	19005296

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 Additional exemption filed	$43,100 (-) Land $10,575 Building $32,525
2023	$867.00 Additional exemption filed	$43,100 (-) Land $10,575 Building $32,525
2022	$867.00	$43,100 Land $10,575 Building $32,525	$204,300 Land $74,200 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERTOWN UTILITY DISTRICT serves 5,593 people · EPA ID TN0000676
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	2.19 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control May 2018
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Benson Rd

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