1 Bay State Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 1 Bay State Rd, Worcester, MA 01606

Property Summary

Property Type	Duplex
Details	7 bd · 2.5 ba · 3,315 sqft · built 1910
Lot Size	0.202 acres (8,815 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Apr 2022)
Tax Bill	$9,094 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-010-00156`

Property Details

APN / Parcel Number

Primary APN	`36-010-00156`
Alternative APN	`WORC M:36 B:010 L:00156`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,315 sqft Living Area
Gross Area	5,748 sqft
1st Floor Area	1,330 sqft
Attic	Attic
Attic Area	1,443 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,815 sqft (0.202 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	36-010-00156
Street Address	1 BAY STATE RD
City	WORCESTER
State	MA
Zip	01606-2101
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-7
Legal Block	10
Legal Lot Number	156
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5007
Census Tract	730200

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	60 HAMILTON ST, WORCESTER, MA 01604-2296
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Apr 15, 2022	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Sep 27, 2019	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Book / Page	67447 / 77
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 BAY STATE RD, WORCESTER, MA 01606-2101
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066391-61
Date	Oct 27, 2021
Book Page	66391/61
Instrument	150894

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 15, 2022
Property Address	1 BAY STATE RD, WORCESTER, MA 01606-2101
Document Number	0067447-77
Book / Page	67447 / 77
Instrument Date	Apr 15, 2022
Instrument	42111
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HAMILTON ST, WORCESTER, MA 01604-2296

Mortgage

Document Number	0000042112
Date	Apr 15, 2022
Instrument	42112

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 27, 2019
Property Address	1 BAY STATE RD, WORCESTER, MA 01606-2101
Document Number	61127-388
Book / Page	61127 / 388
Instrument Date	Sep 16, 2019
Instrument	100586
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BAY STATE RD, WORCESTER, MA 01606-2101

Mortgage

Document Number	100587
Date	Sep 27, 2019
Instrument	100587

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	1 BAY STATE RD, WORCESTER, MA 01606-2101
Document Number	56918-10
Book / Page	056918 / 000010
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56918-10
Date	Mar 31, 2017
Book Page	056918/000010
Instrument	32106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,094.00 (+5.9%)	$684,800 (+5.19%) Land $124,100 Building $560,700	$644,011
2025	$8,587.00 (+12.28%)	$651,000 (+22.07%) Land $118,200 Building $532,800
2023	$7,648.00	$533,300 Land $102,800 Building $430,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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